Yes, you can go to debt consolidation.
If you are struggling with overwhelming debt. Do you have too many bills and not enough money to pay them all. You have recently lost your job, recently divorced, or have you been surprised by unexpected medical bills You may be shocked to find how easy it is to end up with debt.
If you cannot afford the payments, talk to them and ask them to lower the payments. If that does not work out, try getting into Debt Settlement. Make sure to research on the negatives of Debt Settlement. 1. Credit score drop 2. Collection calls 3. Chances of getting sued Look out for a company that can offer you some kind of support on the above 3 drawbacks. Answer 2 Debt settlement or debt elimination, is considered a specialty service mostly offered to people who "fall out" of a debt consolidation program, can't make the minimum payment of a debt consolidation program, or have large outstanding debts on which they haven't paid in the past 3 months. The main benefit of a debt negotiation service is that clients usually only pay around 50% of the amount they owe to their creditors.
Yes
No they can not sue you.
When someone files a lawsuit, that information is public. They get it from the County Clerk's office of the Recorder. Anyone in the public can look up the information.
Yes.
Yes, a person who defaults on a contract or agreement and owes money to a business or an individual can be sued in civil court regardless of the amount of the debt.
Yes, you can be sued for the original debt, minus any money the creditor received during the 13 plan.
If a person owes a debt in South Carolina, they may have their paycheck garnished. They can also be sued for the debt.
Until the end of time. Each state has separate statute of limitations that govern how long you can be SUED by a debt collector/agency/attorney, however, that doesn't mean the debt isn't valid and still owed.
Social security benefits are usually protected from garnishment by debt collectors, but they can still take legal action to pursue repayment through other means. It's important to consult with a legal professional to understand your rights and options in such a situation.
Yea, you can be sued for anything. Espcially if you were married when the debt was incurred.
Yes you can.