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Until the end of time. Each state has separate statute of limitations that govern how long you can be SUED by a debt collector/agency/attorney, however, that doesn't mean the debt isn't valid and still owed.
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Limit to how long collectors can legally collect your debt in Ohio?
In the state of Ohio, collectors can legally collect your debt for up to ten years. The collection process can range from telephone calls to wage garnishment.
How long can debt collectors collect in Pennsylvania?
There is no limitation on how long a bill collector has to attempt to collect a debt. The statute of limitations on taking legal action is another matter. Even if your bill is old, and no longer shows on your credit report, a bill collector can still attempt to collect it from you. If it's over the statute of limitations, they would not be able to collect in court, but they are not prohibited from contacting you for payment. Refer to the Fair Debt Collection Practices Act (FDCPA) for more information on the Federal law governing collection activity.
If you've had a medical bill since 1999 but you're not sure if it is yours or not how long can they collect for?
They can try to collect forever. If you're not sure it's your debt, demand that they prove it with a request for validation per the Fair Debt Collection Practices Act, Section 809.
If I live in Maryland can a collection agency garnish your wages?
As long as the debt is legal and valid, they could sue you in court. You would be summoned to appear in court as the defendant. You would know that civil action was being taken against you. The court would have to order the garnishment. The bill collector cannot just garnish your check without a court order. You can verify a bill collector through the Maryland Commissioner of Financial Regulation. In Maryland, collection agencies must be licensed to conduct business. There are some sleazy debt collectors who use all kinds of tactics to collect, however they are not licensed to do so. If they aren't licensed, then they cannot legally collect a debt from you.
What is the statute of limitations for debt collection in Michigan?
There is no statute of limitations for debt collection in Michigan. You can continue to collect as long as the debt is owed. The debt can be sold as well.
If you already paid a debt can a collection agency legally continue to try to collect the debt?
Not as long as you can prove you paid it.
Is a personal loan taken out in 1989 legally owed if never paid?
In most places the statute of limitations ran out long ago, so a lawsuit to collect the debt is void. In Texas the statute of limitations is four years unless some legal action has been taken within four years to collect the debt.Warning. I just read an item on this. If a debt collector contacts you about this loan and you offer to pay it back the statute of limitations starts again. IF you pay one dollar to the collector he can keep after you to collect the debt . Some debt collectors make a business of buying old debt and it is pure profit for them.
Is there a limit to how long a creditor can try to collect a debt in England?
it was that if the creditor had not tried to collect within 7 years it was expired
How long does it take for a debt collection agency to collect a debt?
A debt collector can attempt to collect on a debt for as long as she wants. She cannot, however, bring legal action against you once the statute of limitations has expired. At this point, she may still attempt to contact you by phone and written correspondence, but that is legally the extent of the actions.
How long can a debt collector collect a debt from a judgment if you have moved to South Carolina?
Moving has no affect on a debt. The creditor or his agent the collector may collect against a judgment for ten years from the date of judgment or the date of last payment, which ever is later.
How long can a collection company try to collect on an account?
Until your state's statute of limitations runs out on that debt.
How long does a creditor have to go after someone to collect a medical bill in Ohio?
I believe in Ohio a medical creditor can attempt to collect a bill for 7 years. However, they can hold onto the account as long as they decide.
