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Is a personal loan taken out in 1989 legally owed if never paid?
Wiki User
∙ 11y ago
In most places the statute of limitations ran out long ago, so a lawsuit to collect the debt is void. In Texas the statute of limitations is four years unless some legal action has been taken within four years to collect the debt.
Warning. I just read an item on this. If a debt collector contacts you about this loan and you offer to pay it back the statute of limitations starts again. IF you pay one dollar to the collector he can keep after you to collect the debt . Some debt collectors make a business of buying old debt and it is pure profit for them.
Wiki User
∙ 11y ago
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