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What else can I help you with?
Can the debt collector sue you for a 12 year old account?
Yes, they can sue you for a 100 year old account, BUT they cannot collect on it or obtain a judgment if the statute of limitations has expired. If seven years have passed since the last payment was made, the debt is no longer recoverable.
How long can a debt collector collect a debt from a judgment if you have moved to South Carolina?
Moving has no affect on a debt. The creditor or his agent the collector may collect against a judgment for ten years from the date of judgment or the date of last payment, which ever is later.
Can an Ohio debt collector garnish your spouses income in Michigan if the debt was originated in Michigan-Are they bound to Ohio law or Michigan law?
The rule is the debt collector is bound by the laws of the state the collection action is being taken in. If the debt collector is not licensed or authorized in that state, it cannot legally act to collect the debt. Check with your state agency that licenses debt collectors. The debt collector can retain a local attorney to collect the debt, of course, and that would be under Michigan Law.
Can a collection agency attempt to collect a debt that was settled by another collection agency as 'not valid' a year prior?
They can attempt to collect. If the debt can be proved to be invalid the information should be forwarded to the agency via certified mail. Whether or not the debt is invalid under the terms of the orignal agreement depends on the how it would be viewed in court (if it comes to that).
What is the right to notify a debt collector in writing to have no further contact with you is covered by the?
The right to notify a debt collector in writing to cease further communication is covered under the Fair Debt Collection Practices Act (FDCPA). This request, commonly known as a cease and desist letter, requires the debt collector to stop contacting you except to inform you that further efforts to collect the debt have ceased or that specific actions may be taken.
What does the mini Miranda say?
This is a attempt to collect a debt and any information obtained will be used for that purpose this is communication from a debt collector
Is it legal for a debt collector to leave a phone message this is an attempt to collect a debt?
It is only legal for a debt collector to leave a phone message if it is your personal phone. They can not leave a message if others are able to hear it.
Can a debt collector call police to collect a debt?
No.
How long does it take for a debt collection agency to collect a debt?
A debt collector can attempt to collect on a debt for as long as she wants. She cannot, however, bring legal action against you once the statute of limitations has expired. At this point, she may still attempt to contact you by phone and written correspondence, but that is legally the extent of the actions.
What may debt collectors do?
can a debt collector come to your house to collect a debt
How long can debt collectors collect in Pennsylvania?
There is no limitation on how long a bill collector has to attempt to collect a debt. The statute of limitations on taking legal action is another matter. Even if your bill is old, and no longer shows on your credit report, a bill collector can still attempt to collect it from you. If it's over the statute of limitations, they would not be able to collect in court, but they are not prohibited from contacting you for payment. Refer to the Fair Debt Collection Practices Act (FDCPA) for more information on the Federal law governing collection activity.
Can creditors contact family members in an attempt to collect debt?
Yes, they can. Under the Fair Debt Collection Practices Act, the creditor can call family members or neighbors in an attempt to collect a debt.
Can an out of state debt collector sue you?
Yes, an out of state debt collector can sue you. Many debt collection agencies collect for companies located all over the country.
Can a debt collector try to collect on a debt that is your ex husbands?
If you are a co-applicant, yes ..... otherwise no.
Can a debt collector have the right to harass you at work?
A debt collector has no right to "harass" you at all. They do have the right (not withstanding some state's specific laws) to contact you at your place of employment in an attempt to collect the debt. You do have the right to request they do not call your place of employment and they have to abide by the law. Research the Fair Debt Collection Practices Act (FDCPA) for further information.
If one collection agency buys your debt and charges interest and then sells it to another debt collector can that new debt collector collect on the old interest?
Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.
How long can a debt collector attempt to collect a debt in pa?
Hello, Please search in google for State Statute of limitation. I could have answered that, if i knew which type of debt it is and which type of contract you have. You should get the answer, there are a lot of websites that have State Statute of limitation. Thanks!
