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What else can I help you with?
Can a debt collector sue you after 4 years?
The statute of limitations for debt collection lawsuits varies by state, typically ranging from 3 to 10 years. After this time, the debt may be considered "time-barred" and a debt collector may not be able to successfully sue you for it. It's essential to check the statute of limitations in your state and seek legal advice if necessary.
We had a vehicle repossessed then the company sold the debt to a debt collector from another state will they be able to collect?
They operate the same as if the debt collector was in your state. I would ask for a Debt Validation letter from the new debt collector.Many times when debt is sold the supporting documents are not sold with it. If they cannot produce the original documents you may be in a situation where they cannot sue you and have to remove the deragatory from your credit report.P.S. I am not a lawyer.
Can the debt collector sue you for a 12 year old account?
Yes, they can sue you for a 100 year old account, BUT they cannot collect on it or obtain a judgment if the statute of limitations has expired. If seven years have passed since the last payment was made, the debt is no longer recoverable.
How long can a debt collection agency sue you in Ohio?
In Ohio, the statute of limitations for debt collection lawsuits is six years for most types of debts. After this time period has passed, the debt collector cannot legally sue you to collect the debt.
Can a debt collector garnish wages if they are not the original creditor?
Yes. If they sue the debtor and win a judgment the creditor or collector can execute the judgment in accordance with the laws of the debtor's state. Texas, Pennsylvania, South Carolina and North Carolina are the only US states that do not allow wage garnishment for creditor debt.
Can a debt collector sue for debt purchased below dollar value from original creditor in Texas?
If the debt was a secured debt, yes...if it was unsecured, doubtful they will do this unless it's a large sum of money.
You work for a business which has a debt collector calling for an unpaid debt The collector keeps giving you information about the debt but you tell her you are an employee Is this legal?
Federal law, and most State laws forbid giving any information about a debt to anyone other than the debtor, or the debtors spouse in some States. The person who works with you could file a complaint with the FTC and possibly sue through a consumer rights attorney for violation of the Fair Debt Collection Practices Act. Of course, your testimony as to what information the debt collector gave you about them would be helpful.
What license does a commercial collector need?
Every state does require a license to be a commercial debt collector.
Can a debt collector take goods from anyone in the house?
Depends on the statutes in your state. If you are a self-help state and/or it's an act of replevin, and/or the debt is in the form of rent and the debt collector is the landlord removing an item from his rental property.
Can debt collector charge interest?
Only if you state allows it
How long can a debt collector attempt to collect a debt in Texas?
There is no time limit on how long a creditor/collector can pursue collection action on a debt owed. There are, however, time limits (SOL) on when a collector can initiate a civil suit against the debtor. SOL's are determined by the laws of the debtors state of residence.
How long can a debt collector come after you in the state of Oregon?
A debt collector can come after you until the debt is satisfied. However, most will to persist beyond 3 years and few will persist after 7.
