No.
can a debt collector come to your house to collect a debt
If you are a co-applicant, yes ..... otherwise no.
Yes, an out of state debt collector can sue you. Many debt collection agencies collect for companies located all over the country.
Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.
Can a debt collector call a place of employment and demand to speak with the debtor?
Call or email
It does not follow. The lien of the debt collector comes after the mortgage loan. Which means that the debt collector still may not be able to collect any money.
In South Carolina, a debt collector has 10 years to collect a debt from a judgment. This time frame starts from when the judgment is entered. After the 10-year period, the debt may no longer be enforceable unless it is renewed through legal actions.
It is only legal for a debt collector to leave a phone message if it is your personal phone. They can not leave a message if others are able to hear it.
A debt collector has no right to "harass" you at all. They do have the right (not withstanding some state's specific laws) to contact you at your place of employment in an attempt to collect the debt. You do have the right to request they do not call your place of employment and they have to abide by the law. Research the Fair Debt Collection Practices Act (FDCPA) for further information.
The loan collector can collect from any account that you have provided access to.
Your original debt was with the original creditor. Research the Fair Debt Collections Act. It will protect you against these creditors or if not call me and I will provide you information on a weekly conference call where you can find out your rights and ask questions.