No.
can a debt collector come to your house to collect a debt
Yes, an out of state debt collector can sue you. Many debt collection agencies collect for companies located all over the country.
If you are a co-applicant, yes ..... otherwise no.
Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.
A debt collector validation letter is used to request proof from a debt collector that the debt they are trying to collect is valid and accurate. This helps ensure that consumers are not being unfairly pursued for debts they do not owe.
Can a debt collector call a place of employment and demand to speak with the debtor?
Call or email
It does not follow. The lien of the debt collector comes after the mortgage loan. Which means that the debt collector still may not be able to collect any money.
Moving has no affect on a debt. The creditor or his agent the collector may collect against a judgment for ten years from the date of judgment or the date of last payment, which ever is later.
A debt collector has no right to "harass" you at all. They do have the right (not withstanding some state's specific laws) to contact you at your place of employment in an attempt to collect the debt. You do have the right to request they do not call your place of employment and they have to abide by the law. Research the Fair Debt Collection Practices Act (FDCPA) for further information.
It is only legal for a debt collector to leave a phone message if it is your personal phone. They can not leave a message if others are able to hear it.
Your original debt was with the original creditor. Research the Fair Debt Collections Act. It will protect you against these creditors or if not call me and I will provide you information on a weekly conference call where you can find out your rights and ask questions.