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Can you sue a company for sending your account to collection when you dispute the charges?
Wiki User
∙ 8y ago
Perhaps. More details would be needed to give a definitive answer.
Wiki User
∙ 8y ago
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Who do you write a letter of dispute to?
You can write a letter of dispute to the collection agencies if that is who listed your credit account wrong. If it is a company, you can write a letter directly to their account or customer service department.
Sample of dispute letter to credit company regarding fraudulent charges?
A letter to a credit card company regarding fraudulent charges will need to include the name, date, and amount f the charges. The letter will also include the account information.
If a company is no longer operating what will happen if you dispute a charge off that is with a collection agency?
Whether the company is opertaing or not, does not make any difference. Proof of your account is still there.
You have received a bill for medical care that was not provided What can you do?
Dispute it in writing with the company. If it shows as a collection on your credit, contact the three bureaus and dispute it with them.
If you have perfect credit what will happen if you dispute charges on a credit card and the company wants you to pay them and sends it to collections?
A collection account is a significant derogatory item on your credit report. Any late payments, collection accounts, or legal items on a consumer's credit report cause deductions in their credit score. It would be in your best interests to read your card holder agreement, specifically sections pertaining to disputes. Many companies allow a dispute process, but if such a dispute is not resolved, you may have liability on the debt. The exact terms would be laid in that agreement. The agreement/contract is what you will be held to.
If someone used your credit card on an internet gambling site without your permission what happens if you dispute the charge?
Did you report the card loss to the issuer? If charges appear on your statement and you know that you did not make the charges, you can contact the credit card issuer to dispute the charges. You may have to fill out an affidavit that states you did not [have] knowledge of or consent to these charges. The credit card issuer will then go back to the company submitting the charges to dispute the amount. The credit card issuer should send out confirmation of your request to dispute, confirmation of the amount that may be credited back to your account, pending the dispute. Once they have completed their investigation, your account will be billed for the charges [again] if you cannot prove the case of identity theft/creditcard theft/fraud and the disputed amount was credited to your account. If the dispute is legit, you should receive notification of this. Keep all correspondence regarding this for as long as information can stay on your credit report, which in most cases, is seven years. [But keeping for ten won't hurt].
Can a collection agency report an account from the year the account was handed over to them?
No, this is called "re-aging" the debt, so that it stays within the statutes for collection and legal action within your state. Dispute this with the credit bureau, and of course, keep all account records for proof.
If you use a credit card to purchase something by mail and never receive it can you win a dispute on the credit card that you paid with?
In order to dispute any charges made to the account. The account holder needs to write a letter with the details of the transaction in question, within sixty days of the date the account was billed.
How do you Dispute and Win Online Gambling Charges?
easy, call your bank or credit card issuer and simply dispute the charges.
Fraud direct debit on your bank account what do i do?
Call up your bank, file dispute charges against the direct debit. Most likely they will give you a new bank account number.
What do you do if an account was turned over to a collection agency but the original creditor accepted your payment in full?
Contact the original creditor. Provide proof of your payment. They need to retract the account from the collection agency. The account could have been sold to the collection agency or simply assigned to them. For your purposes, it does not matter which situation applies. You paid the original creditor and your credit report needs to reflect this. After they do what they need to do to get the account back; you then dispute the entries with all three credit bureaus. The original account should show as a paid collection and the other collection account should be removed from your credit report entirely.
If your account is sold to a collection agency how to do you find out when it was sold and how old the account is?
When the collection agency contacts you, they have to give you the opportunity to request information concerning the debt. You will have thirty days to send a written request to dispute the debt. And to ask for confirmation of the original creditor, the amount owed, when the account was remanded to the agency, etc.
