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Not a life insurance policy....The insured party would be considered the policy owner therefore it could not be issued without their knowledge & consent.

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โˆ™ 2007-07-06 23:36:57
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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

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Q: Can you take an insurance policy out on a spouse without the spouse's knowledge?
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Related questions

Can your spouses employer or spouse remove you from a family insurance policy without your knowledge?

yes they can

Can you find out if someone has a life insurance policy out on you?

No one is allowed to have a life insurance policy on you without your knowledge. You would have to sign off on the policy before they could get it.

Can someone take out a life insurance policy on me without my knowledge?

They can if it is bought while you are a minor, otherwise it is insurance fraud and is illegal without your consent.

Can a spouse cash out life insurance policy without spouses signature?

Yes, a spouse can cash out their own life insurance policy in most cases. There may be some restrictions within the initial policy so this is an individual case basis.

Can you drive your friends leased car on your fully comp insurance?

ABSOLUTELY NOT. You cannot insure a vehicle that you do not own on your insurance policy no matter what kind of coverage you have. Your insurance policy will not pay anything even if you have added the vehicle on your policy without their knowledge.

Can a policy be done to a child by a single mother without the knowledge of father?

It is unlikely that any policy can be 'done' to a child. However if you mean take out an insurance policy then certainly. Anyone can do so with or without the fathers permission.

Can you take out a life insurance policy on someone without their knowledge?

The only way that you can take out life insurance without someone knowledge is if they are a minor and you are the parent. Any other way the person (Insured) must sign the application. These days Insurance companies are even strict on the owner of the Life Insurance for the Insured. There must be an Insurable interest.

Can you apply for LIFE insurance for your uncle without his knowledge?

Although you can buy a life insurance policy on your uncle if you have a legitimate insurable interest, the insured is normally required to complete an application.

Can you take out a life insurance policy on an ex-husband?

Only if he is agreeable to allowing you to purchase the policy. He would be required to sign the application as the proposed insured and you would sign as the owner if you plan to keep the policy yourself. You cannot take out an insurance policy on someone without their knowledge and there must be an insurable interest.

Spouses right if removed from life insurance as beneficiary?

Generally, the owner of the policy has the right to choose their beneficiary.

In Pennsylvania can a wife purchase a life insurance policy for her husband with herself as beneficiary without his knowledge or signature?

No. You must have the signature of the insured person.

Does your husband have a life insurance policy on you?

Your husband cannot legally obtain life insurance on you without your knowledge. And most companies require at least a cursory physical before agreeing to insure someone.

Does the insured need to know about a life insurance policy?

You cannot purchase insurance on someone without their knowledge and participation. The insured has to answer the underwriting questions in person and sign the application in the presence of the insurance agent. The insured does not have to be the policy owner or payer. The owner is the only person that can make changes to the policy including changing beneficiary, address, payment method, etc.

Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?

Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.

Can you take out a life insurance policy on your 21 yr old child without his knowledge and name yourselves as the benificiary?

Does it matter who signs the check to pay for a policy, either the insured or the beneficiary for tax purposes.

Can a spouse remove his own name from car insurance during divorce saddling other spouse with the policy for son's car?

spouse did not know name was on policy or that the other name was removed without knowledge

How can you check the status of a transferred policy without the policy number?

You cannot. Policy number is mandatory for any formal transactions pertaining to an insurance policy. How would the insurance company know which policy you are referring to without the policy number? Talk to the insurance agent who helped you with the transfer. He should have a record of the transaction and the policy number as well.

Can I change the beneficiary on my insurance without my spouse's knowledge?

Many insurance companies will not let you change your beneficiary, if it is your spouse, without their knowledge. You will have to contact your insurance comapny to find out. Contact your insurance company. Your spouse won't know you've changed it. If they need to send you a new policy, ask them to let you pick it up at their local office. If they can only mail it to you, be sure to collect the mail before your spouse sees it.

If you and a spouse have different health insurance but have never designated one as primary or secondary could this cause problems when you do designate primary or secondary?

If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be primary for you, and your spouses insurance policy will be secondary. The insurance policy thru your spouse's employer, (your spouse is the policy holder, or the insurance is in their name), this would be primary for your spouse, and your policy would be their secondary. Here's the phamplet from Medicare

Is it legal to turn off someone else's car insurance without their knowledge?

There's probably more that you are not telling us in this question. If it's your car insurance, then no, the insurance company will send you a cancellation notice before cancelling your auto insurance. If you illegally have your car on someone else's policy, didn't pay them, and they removed your car from their policy then yes. The only thing is they never should have put your car on their policy but that is as much your fault as theirs. An individual has no requirement to notify you when they decide to make a change on their insurance policy.

What are some good viatical settlements?

Viatical settlements allow people without life insurance beneficiaries (gay men, people without families or spouses, orphans) to sell their life insurance policy for cash value while they are still alive. These are not used very popularly but grew in frequency of request after the AIDS epidemic in the sixties.

Can a spouse change there deceased spouses beneficiary name on a life insurance policy?

The owner of the policy can change the beneficiary of the policy. If the original beneficiary has died before the insured, the owner of the policy can designate a new beneficiary at any time.

In the state of New Jersey can a husband take his wife off of his life insurance policy as beneficiary without her knowledge or signature?

Generally no. The insured must generally sign the application and take a physical. There are a FEW speciality policies that might do this. Here's ONE. It won't do spouses though. For more info see Of course he can take her off the policy and he can do that without her notice.He can have anyone at all as beneficiary

If a husband took out an insurance policy on his wife without her knowledge can he still collect on it after they're divorced?

Life insurance, I assume? If you're in the US, and if the premiums have been kept up-to-date, yes, he can collect. He's not required to have her permission to take out the policy nor is he required to be married to her in order to collect on it.

Can people get car insurance if a spouse's license is suspended?

Yes, You can still get auto Insurance on your own.. It is common for people to exclude an unlicensed spouse from from coverage on their Auto insurance Policy. This way you don't get penalized for your spouses driving record.