Can you take out a life insurance policy on your 21 yr old child without his knowledge and name yourselves as the benificiary?
Does it matter who signs the check to pay for a policy, either the insured or the beneficiary for tax purposes.
If your ex-husband got term life insurance on you when you were married and was awarded the policy at the divorce can you have the benificiary changed without telling him if he pays on it?
The only way that you can take out life insurance without someone knowledge is if they are a minor and you are the parent. Any other way the person (Insured) must sign the application. These days Insurance companies are even strict on the owner of the Life Insurance for the Insured. There must be an Insurable interest.
Many insurance companies will not let you change your beneficiary, if it is your spouse, without their knowledge. You will have to contact your insurance comapny to find out. Contact your insurance company. Your spouse won't know you've changed it. If they need to send you a new policy, ask them to let you pick it up at their local office. If they can only mail it to you, be sure to collect the mail…
Can a husband change his life insurance policy from his ex wife to his new wife in the state of Ohio even if there is a stipulation in the dissolution stated she would remain benificiary?
No you may not. The insured must sign the application and in most cases be subject to a paramed exam based on the amount of insurance requested. The one exception to this rule is an individual may purchase some life insurance thru work (if available) up to a certain limit for their family members without their signatures or knowledge. People buy life insurance for 3 reasons. Love, character or a divorce decree. If your spouse…
If unlicensed driver in New Jersey takes his mothers car without knowledge and gets in an accident what will happen with court and insurance?
If you received money that you were not entitled to and you deposited the insurance check into your bank account and the money was a payout from an insurance claim, the insurance company can swipe the money out of your account without your prior knowledge for up to 3 years. If you received money as a result of a criminal act, the statute of limitations for that crime would guide the insurance company's timeline.
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Depending upon the statutes of the state involved, this could constitute insurance fraud. Most acts that constitute insurance fraud are crimes, and theoretically carry penalties which could involve jail. That said, to prove a crime, it is necessary to prove intent, and that is often hard to do. If you are referring to auto liability insurance, it is unlikely that the insurer will permit you to do this, as an additional premium will be charged…
Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?
When adult children refuse to buy life insurance can their parents purchase it for them without the childrens knowledge?
Life Insurance cannot be purchased on someone that is not aware. They do have to sign paperwork and the beneficiary must have a insurable interest. This prevents anyone from taking out insurance on someone and signing themselves as the beneficiary. When the child is concidered an Adult, they are responsible for getting their own. Unfortunately this is the case.
You cannot purchase insurance on someone without their knowledge and participation. The insured has to answer the underwriting questions in person and sign the application in the presence of the insurance agent. The insured does not have to be the policy owner or payer. The owner is the only person that can make changes to the policy including changing beneficiary, address, payment method, etc.
If a husband took out an insurance policy on his wife without her knowledge can he still collect on it after they're divorced?
If you got into wreck WITHOUT an Insurance. This is going happen to you is going face in court for No Insurance your car. there some State have Stictly law about without no insurance can cause your Insurance go Higher. best is get insurance on your car with fully coverly. that will save your neck from court.