Technically, no. The Canadian credit bureau does not share information with the US credit bureaus. However, a Canadian creditor can certainly check with a US credit bureau to check your credit history.
Not usually. If you have/had dealilngs with a company that is based in the US. And are in good standing with that them, that could help in building your credit in the US.
No
723
According to a recent study done by Experian, the average credit score in the US is 687. A good credit score is usually 720 or higher.
If you move from Canada to the US and have bad debt in Canada will it effect your credit in the US?
When a Canadian moves to the U.S. their credit history in Canada is irrelevant. They will have no credit in the U.S. though, which can be worse than having bad credit. hi
No. Credit scoring companies in different companies, even if under the same name, do not share credit information from country-to-country due to information privacy laws. You will need to build credit from scratch if moving to the US, however, your Canadian bank can help by providing a reference letter.
Someone can watch their score at the Federal Credit Union by visiting the Federal Credit Union website and ordering a copy of their latest credit score. In addition, the Federal Credit Union website has a contact us page where individuals can call the Federal Credit Union to discuss their credit score.
the average credit score in the US is just above 600. Your credit score is very good. You would be approved for most loans due to your low risk factor. Congrats!
Sorry to say...but it ranks very low in US or Canada. 620 is pretty much the cut-off point between bad and fair credit. In England, it's not really a bad score--I guess it's like being in the 600's in the US.
No, income isn't reported to the credit bureaus. Only credit history shows up on a credit report, so your credit score shouldn't be affected at all.