A check or money order is usually required for down payment/closing costs.
when buying something..
when your buying or ordering thing for example ordering a clothes from catalogue
You can contact your bank or financial institution for Housing Loan for buying a house, by using their line of credit.
Credit card is just a card you get from your bank with extra benefits(interest rates, online purchases, etc)and you can have your own money (positive +balance) on the card. Buying on credit is purchasing goods with money that's not yours(-balance). Eg: buying a car through a bank etc..
If you don't need to borrow money but need the credit card for buying things online you could get one of the prepay cards. You load money onto it and then you can use it like a credit card for purchasing. There are also secured credit card options for those who have credit issues
You get them from leveling up or buying them
Business credit cards are often better to use when making large purchases. Often times, you can earn points on a reward system for your frequent shopping which is why buying bulk with a company credit card can be beneficial.
credit card you can use tomorrow
no
If you mean a credit freeze, then no, you will not be able to use the card.
NO! you donot need to use your credit card
you may not use a credit card in some places, but you could use a debit card