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Yes I think you are referring to a debit card But banks allow you to use your card even though tere is not enough money in the account They could easily set up a block if there is not enough to cover a purchase BUT then they could not charge the $30.00 overdraft fees The make Billions per year on these fees Boooo For the banks

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Q: Can you use your visa card if there is no money in your account?
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How might one use a Reloadable Visa Card?

One uses a Reloadable Visa Card by filling it with money from a bank account. Then, when the money runs out, the owner of the card can then refill it with more money.


Why would someone choose to use pre paid visa cards?

The prepaid visa card is a Visa card pre-loaded with money. One may choose to use a prepaid visa card because it doesn't connect to a bank account like the other Visa cards and the amount one can spend is limited by the money pre-loaded in the card.


How can you accept money through PayPal if you don't have a Visa card?

You can register your bank (or checking) account to your PayPal account and use that to both send and receive funds. To withdraw money from PayPal to your bank account, you need to go through the verification process.


How do you add money to your Visa or MasterCard gift card?

You don't you use the money that's on it


How do you put money onto my wellsfargo visa debit card?

You deposit the money into your checking account. A debit card is just a tool to spend the money that is in your checking account. Many people confuse debit card with credit cards. The difference is that a credit card is a type of loan, in which the bank is loaning you money to buy things with when you swipe the card and you have to pay it back over time. When you swipe your debit card, the purchase is paid for with money in your checking account immediately. Wells Fargo also sells Visa prepaid debit cards, which is a card you can buy with a preset amount, ie $300. When you spend all $300 on the card, you can't use it anymore and have to throw it away. They are not reloadable.


What is the use of a Visa electron card?

The use of a Visa electron card is to be able to transfer money and is all around the world except Australia, Canada, Ireland and the United States. The Visa electron card was introduced in the 1980's.


Is visa gift cards the best kind out there?

Visa gift cards are good if you do not regularly use a checking or savings account linked to a debit card. However, like other cash-loaded cards, these cards carry very high fees to use. The best card to use is a checking account linked debit card.


Can you use a maestro debit card to create an itunes account?

No. I think, only Visa and MasterCard are accepted there.


Can you use any debit card for a pay pal account?

They accept VISA, Mastercard and Discover for sure.


Can a loan be put on a Visa debit card even not having a checking account?

First of all, you cannot get a VISA debit card without having a checking (Or savings) account. A debit card does not exist stand-alone without a linked bank account. So, if your VISA debit card is linked to your bank account, then you can use it to pay for a loan. For a loan provider, the type of bank account you have does not really matter. All that matters is whether you'll repay the loan.


Can you use your Visa Travel Money card in Spain?

Yes, a Visa Travel Money Card can be used in Spain. However, it is important to remember that there will be fees associated with using this card that range from a monthly maintenance fee to an exchange rate fee.


How do you use a debit card?

You would use it as a credit card, but the debit card takes money directly from your bank account.