Yes you can. You can also do this if you do not pay it back in time then deal with the consequences later. Sometimes, depending on the bank, they'll not charge you any over draft fees if it is your first time doing so within a years time. Good luck.
Endorse, or sign, the check on the back. Put your account number on there and write For Deposit Only.
No. Actually there is no rule stopping a third party from depositing money into a check account but, for doing that, the third party must know the account number into which they wish to deposit the cash. So without knowing your bank account number, nobody can deposit any money into it.
wow I have the same problem too and it been there for 2 weeks now!
Not legally no. Since it's a two party check, both recipients are required to sign off before cashing the check
None. Even secured cards require a specified balance in a checking account, before they are granted.
It will probably be two or three years before you are able to open up a checking account. Bankruptcy severely effects your credit.
just not so hot that you burn yourself. checking before you drive is O.K.
Yes, inactive accounts (the status before becoming dormant) require a deposit or withdrawal to reactivate the account. The amount doesn't matter.
One of the best banks for college students is KeyBank. They offer student checking accounts for children ages 16 and up. It is a great way to start a checking account before a student gets to college.
If you need a bank account, you should consider opening a free checking account. Many banks and credit unions offer these kinds of accounts. Read this guide if you want to find out more about free checking accounts. You can save money by opening a free checking account. Typically, financial institutions require that people deposit a small amount of money in order to open an account. However, some financial institutions require that account holders keep a certain amount of money in the accounts in order to keep the accounts free. If your account requires a minimum balance and you do not keep that amount in the account, you will be charged a small fee for the month you fell below. However, some financial institutions do not require a minimum balance, so you should shop around until you find the best deal if you do not plan to keep a lot of money in your checking account. Free checking accounts usually come with many attractive feature like free ATM or debit cards, no charges for ACH transactions, no charges for direct deposit, free online access to the account, free online bill payment, free checks, overdraft plans, and unlimited check-writing each month. Many financial institutions offer low interest rates on checking accounts, so you should definitely shop around until you find a bank or credit union that offers decent rates. You can open a free checking account online with many banks and financial institutions. If you open the account online, you will have to make a deposit to the account online, in person, or by mail. Alternatively, you can drive to a bank or credit union to open a checking account. Visit banks and credit unions online and find out which companies offer free checking accounts before you visit them in person. You can save about $50-$80 a year if you take advantage of free checking accounts, so it is worth it.
The check would first have to be endorsed, that is, signed, by the wife before being deposited. The endorsement is proof that the wife has agreed to this by signing the check over to her husband. An unendorsed check will not be accepted.
This should pose no particular problem, presuming your not trying to open an account using a check from the closed one! Any bank should be happy to open a new checking account for you, if you have an inital deposit (any bank will wait for your deposits to absolutely clear before letting you draw against them). Checking accounts are not really a credit thing...you can only legally write checks for money you have already deposited.