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Can your Homeowners Association sent someone to repair something on your property and require that you pay for it?
Wiki User
∙ 9y ago
Read your governing documents to determine the limits of your ownership. If the association repairs something in the common area of your property, that is their responsibility and generally, these repairs are paid from the association's operating account.
If the repairs were made to part of your property noted as 'limited common area', they may also be required to repair it and pay for it, or you may be: your governing documents are specific about maintenance of limited common areas.
Again, who pays for repairs -- depending on their location -- is detailed in your governing documents.
If your governing documents are silent on all these points, you may take the bills to a common interest community-savvy attorney to prove that you do not owe the repair expense.
Your governing documents include the CC&Rs, the By-laws, and any amendments or resolutions passed by the board or owners.
Wiki User
∙ 9y ago
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Should Homeowners Association be capitalized in a sentence?
If the title 'Homeowners Association' refers to an actual association, then yes. It is the name of a registered association, and is therefore a proper noun. All proper nouns should be capitalised.However, if it is used as a general term, e.g. "Are you part of any homeowners association?" then it does not require capitals.
Can a Home Owners Association Board declare a Confederate Flag Hostile and Inflammatory and require a home owner to remove it?
It is possible. Read your homeowners contract it should say something about things like that.
Does homeowners insurance cover tenants?
No, your homeowners insurance does not cover tenants nor any of their property or liabilities. actually, the presence of tenants without the presence of an owner can void all coverage and nullify the homeowners insurance policy. If the occupancy status of your home changes, contact your agent. Leased homes require landlords insurance. Vacant homes require a vacant property policy.
Can a homeowners association force you to insure a pier or boat slip that you don't own?
Insurance for the pier or boat slip is the obligation of its owner. It's curious that unless you have some kind of involvement with the use of the pier/slip that the association would require that you insure it. Something's missing from your question -- your connection to the pier/slip.
Would a homeowners association need to have trustee?
The term 'trustee' may be representative of the leadership required for the association. The association represents all owners who own real estate in common. Often associations are multi-million dollar ventures and require leadership.
Can a Home owners association require home owners to purchase liability insurance other than homeowners insurance?
Your answer depends on the association's motivation for the request. If, for example, you are proposing a major project that can hamper, harm or otherwise use common areas -- including roads and landscape owned by the association -- the association may require that you insure these assets. Your broker and the association's broker can work out the details and concretize the requirement.
Can an unincorporated homeonwers association obtain property which will be common to the members of the association?
I am not an attorney, but according to my studies in this matter for a church that is an unincorporated association, it is very likely. To do so may require the creation of a Board of Trustees or there may be a Court appointed Trustee(s) to hold title to the property in favor of the unincorporated association.
What can a homeowners association do if your home is for sale and you do not pay?
If a homeowner is part of a homeowners association (HOA) and they are not paying their dues or assessments, the HOA typically has the right to place a lien on the property. This means that if the homeowner sells the property, the HOA will be entitled to collect the unpaid dues from the proceeds of the sale. Additionally, the HOA may take legal action, such as filing a lawsuit, to recover the unpaid dues.
Can an homeowners association in a community with multifamily units buildings like townhouses require the individual homeowners-members to carry full homeowners insurance?
Some boards may pass resolutions making this requirement, and the governing documents are specific about the percentage of owners required to vote in favour of such a resolution before it can go into effect. Insurance carried by owners protects not only the owners, but protects the association, because catastrophic damage is not generally limited by boundaries laid out in your governing documents. You can work with your broker to purchase the insurance necessary to protect your property and the common areas when your options are compared to what's already covered -- common areas, in the master policy. Your board cannot require that you over-insure, but best practices dictate that you insure so that there are no gaps in coverage.
Can a homeowners association amend the covenant to remove the lien against homeowners that don't paid dues?
Removing a lien or liens does not require covenant amendment. It will be easier for the board not to file a lien in a given situation, than to remove this collection tool from its options. Assessments -- not dues -- are owed by owners and pay for the operation of the community.
What is important about real estate management?
Real estate must be managed, in order to maintain the value of the investment. Homeowners manage their own investments. Apartment building owners hire property managers. Commercial buildings also require property managers. Condominium, home owners associations and co-operative buildings hire association managers. Not only do association managers handle maintenance, they handle and guide finances, tenant turnover issues, owner assessments, legal issues, insurance coverage, state laws that govern common interest communities, and so forth.
Can a homeowners association sell off part of its common area without 100 percent agreement by all homeowners?
Read your governing documents to determine the process required to sell part of the common area. This may require an uber-majority of owners' votes, an amendment to your CC&Rs and so forth. Your association's legal counsel can answer this question specifically.
