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Can a Home owners association require home owners to purchase liability insurance other than homeowners insurance?
Wiki User
∙ 11y ago
Your answer depends on the association's motivation for the request.
If, for example, you are proposing a major project that can hamper, harm or otherwise use common areas -- including roads and landscape owned by the association -- the association may require that you insure these assets.
Your broker and the association's broker can work out the details and concretize the requirement.
Wiki User
∙ 8y ago
Wiki User
∙ 11y agoYes.
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Is being sued for your home covered by insurance?
It depends on why your being sued. If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy. If you did not purchase liability coverage then your insurance company will not defend you.
Can a landlord make you get homeowners insurance?
Sure. If it is part of the contract and you sign the contract then you must abide by the contract and purchase the homeowners insurance. The policy you would need to get is an HO-4 which is for renters. It covers you for loss to your contents and liability as well.
How do you find your neighbors homeowners insurance for liability?
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
Where can you purchase Homeowner Association Directors and Officers insurance and general liability and property Insurance?
You want to talk with a Commercial Lines Property & Casualty broker.
Does personal lines insurance include homeowners' associations?
Personal lines insurance typically does not include coverage for homeowners' associations. Homeowners' associations typically have their own insurance policies to cover their common areas and buildings. Individual homeowners may choose to purchase personal lines insurance to cover their own property within the homeowners' association.
What type of liability insurance do you need for childrens birthday parties?
If the parties are small events at your home then your homeowners insurance should be sufficent to cover any liability concerns. If it is some big event you can purchase special event coverage to provide liability insurance for the event. These are suprisingly inexpensive for one or two day events.
Where can one purchase car insurance liability?
You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.
Where can a Homeowner's Association purchase insurance for a summer outdoor pool?
Local independent insurance agents are able to place "package policies" which include common area property values, common area general liability and swimming pool liability.
Where can one purchase cheap public liability insurance?
You can purchase cheap public liability insurance from companies such as Direct Line and Simply Business. You can find out more about these companies and their liability insurance policies at their respective websites.
Where can a business owner purchase business liability?
A Business Owner can purchase Business Liability online at the website of Hiscox. You can go to their website and also get an online quote. You can also purchase Business Liability Insurance online at Geico. They have four Business Insurance options including Professional Liability Insurance.
Purchase General Liability Insurance?
form_title=Purchase General Liability Insurance form_header=Protect yourself and your business from accidents with general liability insurance. Describe the business and/or property needing insurance:=_ Have you had this product in the past?= () Yes () No How soon do you need this product?=_
Where can one purchase liability insurance for business online?
You can purchase liability insurance for online business at most insurance companies. Some of the companies that offer this are State Farm, Geico, and Allstate.
