No. Any drivers must be listed on your auto policy. If she is an adult without a bad driving record, your rates will probably not change at all. The second issue is where does she live? You must notify your insurance company to add the daughter as a driver and you must also give the insurance company the address where she lives and where the vehicle will be parked. These two items are important factors for rating the auto insurance properly and are required in your policy. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
If your daughter is listed on your insurance policy and a premium is being collected for her, then she can use your insurance. If not, she will need to use her insurance policy at work.
NO. Being pregnant does not give a minor any 'adult rights'.
Unless the adult daughter is under some form of custodial care because of diminished capacity, the daughter will be considered to be self-sufficient and the mother would not be responsible for the daughter and could not, therefore "abandon" her.
Yes, however it would be foolish of any person to uninsure a vehicle they own while they know it's being driven. Not only can the owner of the vehicle be issued a citation if a driver of their vehicle is caught without insurance, but if the driver causes an accident and their is no insurance on the vehicle, the owner of the car can be held responsible for the damages caused.
Yes, if they have insurance and get into an accident, then their insurance will cover them. If they do not have insurance, then your insurance will cover them but your premiums may go up.
Yes. Most insurance will refer to the car by VIN number, and not by license plate.
Being 21, you are an adult. As such, you can get life insurance as an adult, and, well, that's a policy. The monthly premiums can be viewed online by entering your info, but the first month is only a dollar for up to $50,000 coverage.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
Subject to any exclusions in their policy, with permission she would likely be considered an insured driver, but many many exclusion, and one is that she isn't a 'regular'' driver, without being rated on the policy of course.
Yes, you can borrow your parents' car without being a named driver on their insurance policy. Depending on the type of policy and its actual rules, you might or might not be covered in case of an accident.
If they are tried as an adult, yes!
Most gyms do not allow minors to workout without being accompanied by an adult for legal reasons. You can try the YMCA. They may allow you to attend alo0ne age of 16 if there is a family membership.