Yes it can, but since you've gottemn back in compliance, it would be very unusual.
That said, BK is not just to give you another chance to make up for your prior failings, but for you to understand that not paying as agreed...which is when others are counting on you, not performing on your promises, for whatever reason, is totally unacceptable. To continue to expect others to continue to protect you from the consequences of it will wear out soon.
If the payment is late or not in full, then yes. If the payment is on time and in full, then no.
Yes...AFTER BK provides NO protection or change in you obligation
If you are late on a chapter 13 payment you are at risk of having your case dsmissed. Please try to make payments on time and make payments up if you missed any due to a miscommunication.
Yes, it is considered late because you didn't pay the full amount due. Plus, they can add late fees on as well.
Vague, confusing question. If the LL accepts a late partial payment, he can still sue the tenant for non payment. UNLESS he writes new contract stating he will not do so.
If the court dismissed your Chapter 7 bankruptcy, it has the same effect as if the case had never been filed. The creditor is free to all interest and penalties allow under the contract or by law. And to be clear, even in BK they have the right to claim these (presuming they were in the loan agreement)....and normally do. They may receive a lower priority, and the Courts tend to discharge late/penalty items as a matter of course, and allow only limited interest...basically giving the debtor a substantial break...one you may have lost by doing whatever got your case dismissed.
There are many lenders including FHA that you can do a refinance through after or even during a chapter 13. With FHA from the time the chapter 13 is intituted the owner of the property must make on time payments for one year. During the chapter 13 the new loan amount must equal the present payment. As for your mothers debt if the home is liened they must be payed off at closing unless you can go to court and prove the creditors had no right to lien the property. A very expensive and time consuming proposition.
i am late on payment for auto insurance what can i do.
It depends on the circumstances. Often, card companies will forgive a 'one-off' late payment. Subsequent lapses will result in a late payment fee - usually an expensive 'mistake' !
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Yes, if you pay your car payment at a car dealers office they will charge a late fee. Anytime a payment is late, the dealer has a tight to charge late fees.