It should not affect your credit unless you signed as a guarantor on any of the agreements. In most cases the debts of the deceased, including funeral expenses, are the responsibility of the estate. The estate, or its beneficiary should reimburse any valid debtors before giving any of the assets away. Consult a probate attorney in your jurisdiction for help.
Goes on your credit as a repossession.
No, I would definitely get a lawyer. You should pay the credit card co nothing.
It depends on the country you are in, but in the UK, the first claim on the estate is the revenue (ie tax), then debtors - which would include the credit card debt. That should be paid out of the estate of the deceased.
The estate of the deceased is responsible for resolving the debts left behind. This is the reason that an estate is a good idea, it provides a means to settle the debts.
The estate pays. If nothing in the estate they do not get paid.
No, the spouse is not responsible. However it does come out there assets left behind.
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
No. She must get a credit card in her own name since the guarantor on the account is deceased.
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
Interest does not accrue on credit card debt after the card holder is deceased. It can occur however, if the spouse is on the account.
You should call the credit card company.
Account holder deceased