Legally? no, your employer has 60 days to mail you information on COBRA policies they offer. Your policy from your employment will terminate 30 business days after your employment ends
I believe the answer to that is no, although once the payment is made, there is an exta amount that can be paid to cover the time in between the termination of employment, and the beginnign of COBRA coverage.
No. Under ERISA (a federal law for employer health plans), an employer has to give at least 60 days notice before ending a health plan. The bummer is that COBRA coverage will not be available if the employer ends the plan. The carrier may offer you an individual (non-group) plan.
Texas does not have a state mandated disability program. You can get coverage through your employer if they offer a voluntary option. You would need to begin coverage before getting pregnant.
Absolutely not. No one except yourself has access to your medical records. If an employer is requesting or obtaining your records, he is probably in voilation of HIPPA provacy laws.
Yes, it is more likely it is the insurance provider's requirement rather than the employer.
Did you have coverage before? If so, then you are probably guaranteed issue into your wife's group plan - as it would be a "special enrollment" If there is a medical questionnaire - it's for determining premium, not if you will be covered
Most likely not, as long as your employer is bound by the FMLA and you have been with the Employer long enough.
In medical insurance a "Pre-D" is a predetermination of plan coverage versus plan exclusion or denial of a specific service or device before the service is rendered or before the device is provided.
Your employer can not legally force you to insure anyone unless the employer is in possession of a court order that requires the employer to keep this coverage in place. In going thru this issue before the HR department said that: There needs to be a "qualifying event" http://www.dmhc.ca.gov/library/faq/coverage/cal-cobra.asp#small to be able to drop coverage. However, qualifying event refers to GETTING or enrolling for coverage, NOT taking coverage off. The Blue Cross Manual says "Employees may be deleted from the plan due to termination of employment, ineligibility for coverage under the plan or when the employee does not wish to continue coverage regardless of his/her employment status and/or eligibility." Ask the Employer or Insurance Company to cite the law or their manual. It appears they are confused between getting coverage midyear and taking coverage off. CA Insurance Code 10700 et etc. applies to GETTING coverage - not taking it off at the employees request http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10700-10701 For more information see www.SteveShorr.com/ic.10700.htm
Medical expenses were incurred before insurance coverage, noncovered service deemed not a medical necessity, provider's address, PIN, or group number is missing.
9 mos. -1yr
If you were an employee with an employer at any time during the 2009 tax year you should have received your W-2 form from your employer by January 31 2010. If you received unemployment compensation during the tax year 2009 you should have received the W-2G from the state before January 31 2010.
Generally, a co-pay is a fixed amount that you're responsible for before the insurance coverage starts for a particular medical service.
Yes, you can drop your coverage whenever you have a qualifying life event. You will lose any money in your Section 125 that you do not use before the end of the qualifying time period.Ê
It means that you will not have to pay taxes on the value of the benefit.For example, if your salary is $1000 per month and your employer deducts $100 for health insurance benefits before taxes, then your employer will report to the IRS that you only received $900 and you will only pay taxes on $900.
Robert Atkins received a medical degree from Weill Cornell Medical College in 1955. Before that, he graduated from the University of Michigan in 1951.
If he has received an order to garnish your pay, which always happens before you receive it, he must do so by law.
Most states require auto owners to maintain "no-fault" coverage; it is sometimes referred to as "Personal Injury Protection". It is a first-party coverage, which means that one maintains it for their own benefit. No-fault coverage pays a percentage of the medical expenses and lost wages sustained by an injured part in an auto collision, and benefits are payable irrespective of fault. That is, your own coverage pays benefits even if you caused the collision. Depending upon the state in which the policy is issues, a deductible of some amount may be allowed. A deductible is the amount which the insured is responsible for paying before insurance benefits are triggered. A similar coverage, which pays over and above no-fault is called "medical payments" coverage. An additional premium is charged for this because it is an optional coverage. It also is a first-party coverage which pays irrespective of fault.
He didn’t have an employer. He became a very wealthy man before he died.
The insurance can't be cancelled before the paid insurance coverage is up. Contact the insurance company directly to get the correct cancellation date. An employer can't back date past the paid through date. If the date the insurance company gives as the cancellation date, ask if the cancellation was due to non payment of the premiums OR if the employer cancelled after a premium was paid and requested a refund. You must also find out if your employer has new health insurance in place. Another factor to take into consideration, did your employer offer health coverage as part of the compensation for your job when you took the job; do you have that information in writing. If that's the case, and you are no longer covered at all, you may have grounds for legal action. It would be wise to consult a lawyer.
"Preexisting" : a condition or state which preceded another. (sometimes appears hyphenated as 'pre-existing') A "preexisting condition" : A status for medical afflictions that were already affecting a patient before the beginning of the current (or future) medical coverage or treatment.
Usually divorce (to drop the other party) or marriage. Otherwise you may have to wait until open enrollment to drop. If you want to add yourself to your spouse or partner's coverage check first but you may be able to do that when you drop rather than have to do it during his or her open enrollment period. Again, check first before you do anything.
A W2 form can be received from your employer, who should write you one for income tax. This should be mailed out on or before January 31, which will allow you enough time to complete before the April 15 deadline.