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Answered 2015-07-15 18:37:27
Legally? no, your employer has 60 days to mail you information on COBRA policies they offer. Your policy from your employment will terminate 30 business days after your employment ends
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Related Questions
Does an employer have to reinstate group coverage through COBRA before the initial premium is received from the employee?
I believe the answer to that is no, although once the payment is made, there is an exta amount that can be paid to cover the time in between the termination of employment, and the beginnign of COBRA coverage.
Can your employer ask for proof for other coverage if you are trying to cancel you insurance with them before they will cancel you?
AnswerYes.
Does an employer have to respond to an unemployment claim before benefits can be received?
Absolutely
Can your employer cut off health coverage without notice?
No. Under ERISA (a federal law for employer health plans), an employer has to give at least 60 days notice before ending a health plan. The bummer is that COBRA coverage will not be available if the employer ends the plan. The carrier may offer you an individual (non-group) plan.
Can you receive disability for pregnancy in tx?
Texas does not have a state mandated disability program. You can get coverage through your employer if they offer a voluntary option. You would need to begin coverage before getting pregnant.
Does your employer have the right to see all your medical records before your injury?
Absolutely not. No one except yourself has access to your medical records. If an employer is requesting or obtaining your records, he is probably in voilation of HIPPA provacy laws.
In Pennsylvania can an employer legally ask an employee for proof of marriage or divorce before adding or deleting insurance coverage for a dependent?
Yes, it is more likely it is the insurance provider's requirement rather than the employer.
If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire?
Did you have coverage before? If so, then you are probably guaranteed issue into your wife's group plan - as it would be a "special enrollment" If there is a medical questionnaire - it's for determining premium, not if you will be covered
Can a pregnant employee be terminated for taking family medical leave three weeks before baby is born?
Most likely not, as long as your employer is bound by the FMLA and you have been with the Employer long enough.
What does the medical abbreviation pre-d mean?
In medical insurance a "Pre-D" is a predetermination of plan coverage versus plan exclusion or denial of a specific service or device before the service is rendered or before the device is provided.
Can an employer force you to keep insurance on dependent children if your ex has insurance on them but the insurance won't drop coverage unless there is a court order for the ex to cover them?
Your employer can not legally force you to insure anyone unless the employer is in possession of a court order that requires the employer to keep this coverage in place. In going thru this issue before the HR department said that: There needs to be a "qualifying event" http://www.dmhc.ca.gov/library/faq/coverage/cal-cobra.asp#small to be able to drop coverage. However, qualifying event refers to GETTING or enrolling for coverage, NOT taking coverage off. The Blue Cross Manual says "Employees may be deleted from the plan due to termination of employment, ineligibility for coverage under the plan or when the employee does not wish to continue coverage regardless of his/her employment status and/or eligibility." Ask the Employer or Insurance Company to cite the law or their manual. It appears they are confused between getting coverage midyear and taking coverage off. CA Insurance Code 10700 et etc. applies to GETTING coverage - not taking it off at the employees request http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10700-10701 For more information see www.SteveShorr.com/ic.10700.htm
What are three reasons a claim can be returned by insurance companies?
Medical expenses were incurred before insurance coverage, noncovered service deemed not a medical necessity, provider's address, PIN, or group number is missing.
When you file a claim how long do you have to wait for medical treatment from your employer before can you seek your own doctor for a work related injury?
9 mos. -1yr
When should people not employed receive their 2009 w2 forms?
If you were an employee with an employer at any time during the 2009 tax year you should have received your W-2 form from your employer by January 31 2010. If you received unemployment compensation during the tax year 2009 you should have received the W-2G from the state before January 31 2010.
What is a health insurance co pay?
Generally, a co-pay is a fixed amount that you're responsible for before the insurance coverage starts for a particular medical service.
Can you drop medical coverage when you have a qualifying life event under Section 125?
Yes, you can drop your coverage whenever you have a qualifying life event. You will lose any money in your Section 125 that you do not use before the end of the qualifying time period.Ê
What is the term Benefit before taxes?
It means that you will not have to pay taxes on the value of the benefit.For example, if your salary is $1000 per month and your employer deducts $100 for health insurance benefits before taxes, then your employer will report to the IRS that you only received $900 and you will only pay taxes on $900.
What year did Robert Atkins graduate?
Robert Atkins received a medical degree from Weill Cornell Medical College in 1955. Before that, he graduated from the University of Michigan in 1951.
If you don't pay an old credit card bill can your employer garnish your pay check before you receive it?
If he has received an order to garnish your pay, which always happens before you receive it, he must do so by law.
Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?
Most states require auto owners to maintain "no-fault" coverage; it is sometimes referred to as "Personal Injury Protection". It is a first-party coverage, which means that one maintains it for their own benefit. No-fault coverage pays a percentage of the medical expenses and lost wages sustained by an injured part in an auto collision, and benefits are payable irrespective of fault. That is, your own coverage pays benefits even if you caused the collision. Depending upon the state in which the policy is issues, a deductible of some amount may be allowed. A deductible is the amount which the insured is responsible for paying before insurance benefits are triggered. A similar coverage, which pays over and above no-fault is called "medical payments" coverage. An additional premium is charged for this because it is an optional coverage. It also is a first-party coverage which pays irrespective of fault.
What did Benjamin Franklin do for an employer?
He didn’t have an employer. He became a very wealthy man before he died.
If your employer canceled your insurance after you saw a doctor can he back date when it was canceled to before the doctor's visit?
The insurance can't be cancelled before the paid insurance coverage is up. Contact the insurance company directly to get the correct cancellation date. An employer can't back date past the paid through date. If the date the insurance company gives as the cancellation date, ask if the cancellation was due to non payment of the premiums OR if the employer cancelled after a premium was paid and requested a refund. You must also find out if your employer has new health insurance in place. Another factor to take into consideration, did your employer offer health coverage as part of the compensation for your job when you took the job; do you have that information in writing. If that's the case, and you are no longer covered at all, you may have grounds for legal action. It would be wise to consult a lawyer.
Is preexisting the correct spelling?
"Preexisting" : a condition or state which preceded another. (sometimes appears hyphenated as 'pre-existing') A "preexisting condition" : A status for medical afflictions that were already affecting a patient before the beginning of the current (or future) medical coverage or treatment.
What is a qualifying event to drop medical insurance through your employer?
Usually divorce (to drop the other party) or marriage. Otherwise you may have to wait until open enrollment to drop. If you want to add yourself to your spouse or partner's coverage check first but you may be able to do that when you drop rather than have to do it during his or her open enrollment period. Again, check first before you do anything.
Where can I get a w2 legal form?
A W2 form can be received from your employer, who should write you one for income tax. This should be mailed out on or before January 31, which will allow you enough time to complete before the April 15 deadline.
