Legally, only if your husband endorsed the check first. Having said that, it has been known to happen [that] a local bank will cash/deposit such a check without properly scrutinizing the check, for a "regular" customer. Good luck.
It is insurance fraud if anyone but your husband signed the application.
No.
Do I have to pay tax on my exhusband's life insurance if I am also the benificary of the policy?
I am assuming the father is still living? In any event, a life insurance policy is not a probate asset, meaning that it does not pass in the will (exception being certain trusts). The insurance policy is a contract, and passed by operation of law.
I need to report my father's death and collect on his life insurance policy.
How do I find out if my deseased father has a life insurance policy
ask the sibling.
No. He has the right to change the beneficiary at anytime if it is not irrivocable. Michael Hartmann FindYourPolicy.com
Absolutely not. However your husbands policy would become your secondary insurance and you would hold your own primary insurance. Make sure you check with each insurance company to verify that the offer coordination of benefits on what is considered major work!
If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier.
If the policy bond of your dead husband is not in your possession,you can contact any insurance advisor,visit the insurance co's website,or personally visit the branch office of the insurance company for necessary assistance.
You have to file a creditor's claim against the estate of the father.