I am assuming the father is still living? In any event, a life insurance policy is not a probate asset, meaning that it does not pass in the will (exception being certain trusts). The insurance policy is a contract, and passed by operation of law.
You are entitled to no proceeds from the life policy if the beneficiary or contingent beneficiary is still alive.
Probably Spouse first, then his Estate then the children.
Then you will receive whatever the life insurance policy states. These are two separate issues / documents and have nothing to do with each other.
If the girlfriend is still alive then she can change her beneficiary. If she died and didn't change her beneficiary then you may have a claim if her estate went to your father. You should speak to an attorney. You refer to a "policy holder" in your question as well as an "estate". If the subject is a life insurance policy and your father was the beneficiary but was deceased when the insured died then be aware that the girlfriend probably named a contingent beneficiary on her policy.
If she is named on the life insurance as a beneficiary. If the insurance goes into the estate as some policies do, she could be entitled to a share. Much of it will depend on how the will is written. If there is no will, it may vary depending on the laws of the state in question.
The life insurance would be the daughter's. The retirement could be affected by state laws regarding the funds and might be able to be designated to a spouse. The father should definitely update his paperwork to reflect the new marriage, even if he leaves the daughter as the beneficiary.
That all depends on the provisions of the trust. You need to review the trust document to determine if there is a contingent beneficiary named who will receive the deceased beneficiary's portion. You should ask the trustee if you can have the trust reviewed by your own attorney.
None of the founding fathers were from florida...it was still Spanish territory in the late 1700's.
You will need to contact the life insurance company that held the policy. However, be aware due to US Privacy Laws you may not be entitled to receive any information. If proof of death has been shown of the insured (your father in this case) only the beneficiary (s) will be entitled to receive any information. That will depend on whether you were a beneficiary or not.
No. Life insurance proceeds are not taxable. However, depending on the trust, the earnings, if any, while in the trust may well be.
fathers influence their children by encouraging and being kind to them.
An adult child is a natural beneficiary to an estate. If there is no will, and there is no spouse, they are likely to get the estate.