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Can your insurance be canceled if you still own the home but am in a nursing home?
Wiki User
∙ 12y ago
Your Home Insurance would not be cancelled due to the owner having moved into a nursing home.
However, If the home is now vacant, been rented out or occupied by a different person. Failure to notify the Insurance company of a change in occupancy or other associated risk factors are grounds for cancelling a home insurance policy.
Under the terms of your insuring contract (Policy), You are required to notify the Insurance Company of any change in occupancy because this also changes the risk factors associated with your policy. A Vacant home for example, requires a vacancy endorsement to maintain coverage. Occupancy by another or rental homes require a Tenant Occupancy endorsement.
Hope this helps.
Wiki User
∙ 12y ago
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My father died. And the nursing home is still looking for more money. my dad left me 4000 do i have to give it to the nursing home?
the nursing home probably over charged; I'd keep the money! :]
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What type of insurance is designed to the cover the costs of nursing home care?
long term care
What type of insurance is designed to cover the costs of nursing home care?
long term care
How is a Reverse mortgage affected by nursing home?
the the remaining spouse can still live in the home
Will insurance cover a short nursing home stay if primary caregiver goes in hospital?
Some insurance policies will cover a short nursing home stay if the primary caregiver goes in the hospital. Certain out of pocket expenses may be charged based on the level of coverage.
