Let me state that the person owning the car did not have insurance on their car. a licensed driver borrowed car to run to town, and pulled over due to they ran the tags and tickets outstanding to the owner. They suspended the drivers license and not the owner of the car who did not have the insurance. The owner never even recieved a ticket for no insurance.
NO! Driving on a revoked license is deliberat act, providing that you knew you are not supposed to drive.
Sure. If you have no valid license, you have no business driving a car at all. If you weren't driving illegally, you wouldn't have had the accident.
Yes. You can even get insurance without a license. However, if you get into an accident and you're found driving alone on a permit, or you're found driving without a license, it will void your policy.
The person who owns the car is responsible for license, insurance and registration. You are required to have your own insurance.
It all depends on her insurance cover
depends on the insurance company
Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed. If you have your permit, and where driving legally with a licensed driver, and you had an accident in your dad's car, yes, you can report it and his insurance may cover it if he has that type of policy. If anything, your dad could report that he had the accident, though that would be dishonest.
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
They wouldn't know someone was driving your car without a license so it would go up. However, if they have a wreck in your car the insurance company will most likely not cover the accident because the person didn't have a license.
yes, the insurance company assumes that everyone at the same address with a license will be driving, one will be primary but everyone will have to be listed. if not and they get in an accident, the insurance company has grounds for dismissal.
Yes, you can. If you are involved in an accident and have their license plate, either file a police report and the police will get the information for you, or,contact your insurance company. Keep in mind, insurance records are NOT public information.
They will probably try to deny coverage on your claim. Did you inform them that your license was suspended? Probably not, I imagine.