Certainly in the UK it can. I believe you need to give permission for it unless there is a court order give in which case there is nothing you can do about it. I think there is a maximum that they can take however. All to do with the bare minimum you need to live on.
Yes, your paycheck can be garnished without being notified. I was devastated when I received my paycheck and behold I had been garnished. (garnishment May 2010) In the state of Georgia incur Deduction of 25% of my gross income. I had judicial lien from creditor (which I don't recall) since 2006. Also, shown on my credit report this account as being charged off in 2003. In result of being garnished, it has cause an tremendous economic burden and hardship on me. Best thing, I would suggest always check your credit report!
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