Yes and no. Yes if it to cover medical expenses. You can pull on your med-pay and your uninsured motorist policy I believe. But don't expect them to cover damages to car. I would stick with med-pay as a better option though. Attorney! Attorney!! Attorney!!! That's what I have to say. Insurance company want to save money! Yours and theirs. Their job is to pay out as litte as possible! Yes you pay attorney fees but you also get thousands more!
Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
If the other party does not have auto insurance and you do not have uninsured motorist coverage on your policy then your only recourse would be to file suit against the party who is at fault and hope to be able to recover damaged. This is the reason for having uninsured motorists insurance on your policy is because sometimes people don't have insurance as they should.
They have to pay for your repairs themselves
no, it doesnt
Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.
No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.
I am a licensed insurance agent. Comp is if your vechile is stolen, or damaged by something other than a car which you will have to pay the dec. Coll is if you get into a car accident and say the person did not have insurance then your coll would kick in. But in most cases there property damage will cover you depending on the state. I am from Florida and it is a no falt state so it doesnt matter. You need to check with your agent and see your dectibable. I would suggest uninsured motorist just in case they don't have insurance your medical will be paid. But that has nothing to do with the com/coll. hope it helped.Tammy
If you're at fault, you pay.
No, they sure don't.
If your 16 year old has no drivers license but drives your car and has an accident, your insurance premium could be negatively affected.
It's on your car insurance.
NO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were at fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.
Black people are cool, eh doesnt afraid of anything
yea but you should have insurance that covers medical him as well not just car crashes and she should have to pay for the medical bill even if she doesnt have insurance because she said it was her fault
Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.
Insects, pests, vermin, rodents, etc are basic exclusions of an insurance policy.
FILE A POLICE REPORT. IF THE ACCIDENT HAPPENED WHILE YOUR POLICY WAS CANCELLED NO I DOESNT COVER,
it probably would be a good idea to get supplemental insurance if your present insurance doesnt cover 100%. it does not seem to be a good thing without insurance already.
it doesnt, it just leaves more people paralyzed for the rest of their lives.
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
it is not necessary because insurance doesnt do anything what you need is a anti virus ans anti spyware insureance computer