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Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.

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Q: What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?
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Related questions

If you are drunk but have an accident and the other party was at fault will insurance pay for your car damages?

NO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were at fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.


Does paying more for car insurance benefit you if you're in an accident?

Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.


What happens in a motor vehicle accident when the other person who hit you doesnt have car insurance?

They have to pay for your repairs themselves


How long does driving with no insurance last?

Sincerely, until police notice.But if you mean with a learners permit, that one doesnt last until you get your operators insurance.


If someone gets in an accident exchanges insurance information doesnt call the police for a report and leaves the scene of the accident can a misdemenor or felony be charged to that person?

No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.


Who is responsible if a 16-year-old driving someone else's car hit and severely damaged your vehicle which was legally parked?

It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.


What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?

Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.


Are you penalized on your ins. if your 16 yr old doesnt have license?

If your 16 year old has no drivers license but drives your car and has an accident, your insurance premium could be negatively affected.


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Is the panther in Jungle Book dead?

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What happens of you get into an little accident and it was your fault and they don't call the police and you only have a permit and are fifteen please answer?

WELL IF THE PERSON IS OK AND DOESNT TELL U ANYTHING JUST EXCHANGE PHONE NUMBERS AND HAVE THEM TALK TO YOUR PARENTS AND JUST MAKE AN AGREEMENT THAT YOU (OR THE INSURANCE)WILL PAY FOR ALL THE DAMAGES BUT JUST SAY THAT YOUR PARENTS WERE DRIVING. AND SO YOU WONT GET IN TROUBLE. (WITH THE LAW)


What happens if a persin is injured in a vehicle and doesnt have insurance?

It's on your car insurance.