0
Can your wife's insurance refuse to pay for any dental services because you both have coverage?
Wiki User
∙ 8y ago
That is nuts. I have heard of plan sthat would cover you and your wife for under $20 am month, no deductibles and savings up to 80% on services.
Yes they sure can. That's why it is so important to understand your policy. It is a "non-duplication of benefits" clause. It is a sly way for the insurance company to continue getting their premiums, but offer in return little or no benefit. It may very well be best to drop the other policy, and use the money that would have gone to pay the premiums toward the out of pocket expenses (co-pay)with only the one coverage. (Hope that makes sense!)Make sure that your wife's company is aware of this little clause in the benefit package. They may not understand it, and if enough people complain about it, then they can start looking for another insurance carrier who offers a better option.
Wiki User
∙ 8y ago
Add your answer:
Earn +20 pts
How use dental insurance dental office?
Coverage for dental implants varies from one insurance company to another. Most of the insurance policies provide some coverage for the restorative procedure. You can ask your insurance provider if dental implants are covered or not.
Which companies offer dental insurance coverage?
Many companies offer dental insurance coverage. Some examples of companies that offer this type of coverage include Delta Dental, Security Life, and Anthem.
Why isn't dental care covered under general medical insurance?
Dental Coverage is not usually covered by General Medical Insurance because it is too expensive.
What services are offered at Aflac Dental Insurance?
Aflac Dental Insurance provides a wide variety of insurance plans involving dental care. Each plan is tailored to a client's needs and budget. Aflac is known for offering great coverage at an affordable premium rate.
When preventive dental work is done is it deducted from your insurance maximum?
Any payment for dental work depends on your insurance coverage because there are many different dental insurance policies. You should read through the information for your dental insurance policy. You could also contact the agent responsible for your dental insurance policy.
What services does Stonebridge Life Insurance Company offer?
The Stonebridge Life Insurance Company offers whole life and term insurance, accident and hospital coverage, accidental death insurance and dental insurance.
What is the cheapest dental and medical insurance in the Phoenix area?
The state of Arizona has great dental coverage for the people who live in Arizona. Dental Coverage is very important to have because you never know when you will have a dental emergency. Make sure you are covered get dental coverage. This site has more information on a great, very affordable plans suited to fit your budget without sacrificing coverage for your family. Call you state insurance agency, they can tell you
Husband has hmo dental insurance and i have delta dental does this mean we have dual coverage?
It means you each have a different insurance company. If you had both HMO dental coverage and Delta Dental (and the veteran in me has to ask: "for God's sake, WHY Delta Dental?") active at the same time, that would be dual coverage.
What services does NYMCU offer to permanent residents on a fixed income?
NYMCU provides a large variety of services to permanent residents on a fixed incomes. It provides coverage for many types of insurance such as health and dental coverage.
Can i get my medical insurance to cover any dental?
It depends if it's part of your coverage. Review your policy to find out. If there is no dental coverage, ask your insurance provider or broker if you can add a dental plan to your policy or add a dental rider.
Will you be able to get inexpensive individual dental insurance if you discontinue COBRA and have a lapse in coverage?
== == Yes, dental insurance is not like major medical. There are a lot of individual plans on the market and they do not consider continuation of coverage. However, it is fairly common for individual dental plans to have a waiting period for major services. The reason is that they do not want you to sign up, get a $1000 or more of benefits and then drop the coverage a month later.
Is your dental insurance providing the coverage you need?
Most dental insurance plans cover routine maintaince and fillings for cavaties. This coverage should be suffiecient for the majority of people.
