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In most cases, no. Per credit card company rules, the person who signed the back of the card is the only person allowed to use it, and if the signature on the back of the card doesn't match the signature on the charge draft, then an ID check is triggered and the retailer has to verify that the person presenting the card is the person named on the card. It has to be that person, not their husband/wife/etc. If the husband/wife is an authorized user on the wife/husband's account, the credit card issuer would issue an additional card for that authorized user.
Wiki User
∙ 13y ago
Wiki User
∙ 12y ago"can i use my wife credit card without her knowing, my name isn't on the card is that considered identity theft
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Can i use my wife credit card without her knowing my name is not on the card is that considered identity theft?
No, she should be in the kitchen
If your mother-in-law creates a credit card account for your wife when she was a minor is your wife responsible for the charges if she didn't use the card?
Modification to question... If your mother-in-law created a credit card account in your wife's name when she was a minor with the mother-in-law as a co-signer, and your wife did not use the card but the mother-in-law did, who is responsible for the balance?
Can a spouse use your credit card if their name is not on it?
In most cases, no. Per credit card company rules, the person who signed the back of the card is the only person allowed to use it, and if the signature on the back of the card doesn't match the signature on the charge draft, then an ID check is triggered and the retailer has to verify that the person presenting the card is the person named on the card. It has to be that person, not their husband/wife/etc. If the husband/wife is an authorized user on the wife/husband's account, the credit card issuer would issue an additional card for that authorized user.
Can a husband who is unable to obtain a credit card use his wife's extremely good credit rating obtain a credit card on line without his wife's knowledge?
No, because when the credit card company access the credit bureau, they access the name who applies for the credit card, not the spouse's name. It's the primary cardholder who is fully responsible for the debit. If the wife gives her husband an authorized user card from her credit cards and the husband doesn't pay. The wife's credit card will be destroyed if she doesn't pay the debit (even the charges he makes) So make sure you both keep your credit cards separate so that you both maintain your own good credit histories. Especially (heaven forbid) you both separate/divorce
If the husband owns the credit card and adds his wife to the card and he opens another credit account against that credit card does that affect her credit score?
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
How do you remove my name from credit card from credit report?
To do that you have use whiteout
Credit card co signer?
i had a credit card in my name i was just a signer on it but i did use it can i get into trouble with the law for this i was given permission by the main card holder that i could use the card
Can your company force you to use a corporate credit card that effects your credit?
If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.
Can a wife use her husband's credit card without his permission?
In most cases, no. Per credit card company rules, the person who signed the back of the card is the only person allowed to use it, and if the signature on the back of the card doesn't match the signature on the charge draft, then an ID check is triggered and the retailer has to verify that the person presenting the card is the person named on the card. It has to be that person, not their husband/wife/etc. If the husband/wife is an authorized user on the wife/husband's account, the credit card issuer would issue an additional card for that authorized user.
Can i use my husbands credit card if my name is not on the card?
Absolutely NOT !... If you do - you would be committing fraud !
Father in law had a credit card acct and he had a card for his wife with her name on it your mother-in-law insists on having your husband use his dad's old card for her expenses Isn't this illegal?
I think so, because technically this is your husband's father's card.
Can a spouse continue to use a credit card of deceased husband?
No. She must get a credit card in her own name since the guarantor on the account is deceased.
