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If the husband owns the credit card and adds his wife to the card and he opens another credit account against that credit card does that affect her credit score?
Wiki User
∙ 16y ago
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
Wiki User
∙ 16y ago
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