Read your governing documents to determine whether or not the private-use balcony is considered 'limited common area'.
If it is, the association is responsible for its upkeep. You may be responsible for keeping it neat and tidy.
If the balcony was damaged, for example, during a wind storm: something beyond your control, the association is probably responsible for repairing the damage.
However, if the damage occurred because of your misuse or abuse of the balcony, the association may require that you pay for the damage.
(Recently, a sub-contractor in Seattle removed slats from high-rise balconies rendering them unusable and frankly dangerous, because the association refused to pay for the sub-contractor's work. In this case, the courts will probably decide who is responsible for the repairs.)
If you have a Cub Condo you can do this but if you don't you can't: Go to the Lumber Yard and stand on the paw, buy the balcony for 2500 bear bills
Your answer depends on who owns the balconies. Read your governing documents to determine who owns the balcony that requires cleaning. If they are limited common area -- owned by the association for the use of some, but not all owners -- then the association is responsible for cleaning them. If it is individually owned, then the owner is responsible for cleaning it.
It will be a good idea to read your governing documents to determine whether cleaning the balcony is your responsibility or the responsibility of the association.If the association is responsible, you can request that your balcony be cleaned.If you choose to implement your own cleaning solution, the risk you run for damage includes:Water leaking from your sink through your unit to the balcony, because the hose is inadequate/ inappropriate/ leaky/ loose and so forth, and potentially leaking into the floors, walls and so forth of the buildingWater dripping on the balcony or area below your balcony onto another unit's possessions/ windows/ area.It will be your responsibility to pay for any damage that you cause at a 100% rate, since any damage will be a direct result only from your action.
If you live in a second floor condo and you rent the condo, the leak that causes damage is the responsibility of the owner of the building. If you own the condo, the leak is the responsibility of the owner of the condo with the leak.
HO6 condo insurance covers damage to the interior of the condo and the possessions therein from things such as fire, theft, water damage, etc. The master policy that covers the building only covers exterior damage. HO6 insurance would be necessary in places where wild fires or other natural disasters are somewhat frequent.
It depends on the specific circumstances and the terms outlined in the condo association's bylaws or governing documents. In some cases, the condo association may be responsible for repairing mold damage if it is a result of common areas or shared systems. However, if the mold damage is due to the negligence of a unit owner or resident, they may be held responsible for the repairs. It is best to consult the condo association's governing documents and speak with the association board for specific information.
Let your condo insurance company duke it out with the master policy insurance co.
Let's first review what a condo is. A condominium is an arrangement in which you own your own living space outright (your condo apartment), and you share joint ownership (with all the other condo owners) of the common spaces. There will be (at least) two insurance policies in effect: (1) the condo association policy, which covers (at least) the common areas, and (2) your own personal policy, which covers the contents of your condo apartment, and depending upon your coverage, may also cover the internal structural elements (walls, floors, ceilings, fixtures, countertops, etc.) of your specific condo unit. Since there is no damage to your condo unit, your personal condo insurance will probably not apply, even if you have flood insurance. So, the answer to your question depends upon what type of policy your condo association holds. You should therefore ask your condo association.
is the walkway on the roof (which the 4th floor residedence use to reach ther condo) common are to all residents
Depends on the state or commonwealth you in. Contact an attorney and review your docs
Each condominium unit is the private property of its owner.The land enclosed within the boundaries of the condominium project or community is private property as regards the general public. No one who does not have an interest in the condominium has the right to use or enter the property.Exceptions would include such people as the owners' agents, employees, invitees, municipal workers, utility worker, postal workers, repair personnel, etc.
If the master policy is written to include flood coverage, then, yes.