yes
No. it is not mandatory to have a joint account with your spouse. If you feel, you no longer wish to have your spouse in your joint account, you can let them know and then contact the bank to remove their name from the accounts joint holders list.
She needs to get a checking account in her own name, which means that you both will need to put money into the joint account until it is at least a zero. If you stiff the bank, then it will not be possible for either of you to get a checking account anywhere until you pay the amount owed. As they say, "you don't want to go there."
No
In Texas, a collection agency can potentially levy a joint checking account, even if the debt was solely your spouse's prior to your marriage. Joint accounts are considered the assets of both account holders and are subject to collection efforts. It is advisable to consult with an attorney for specific legal advice regarding your situation.
A spouse may open as many bank accounts as they wish. If, on the other hand, you are referring to a joint account; then there will have to be paperwork filled out adding the spouse to the account and thus creating a joint account. This requires the agreement and signature of the original account holder.
yes it can..the banks does not care if it is a joint account or not and they do not care if you are married
Yes.
no
If a spouse wants clues to check them out financially checking credit cards to see if the cheating spouse is staying in motels or hotels; check phone records; bank statements or how much money the cheating spouse is taking out of the bank from a joint account.
Some of the advantages of sharing a joint bank account with a spouse include reduced account fees and access to a larger pool of money for both parties. The disadvantages include reduced privacy and the risk that one partner could withdraw most of the money.
Yes - the joint account has your name on it too. Any financial asset that you have access to is able to have a lien attached, and tha includes bank accounts, cars, furniture, anything of value.
acf