No. They would be covered by their employers Worker Compensation coverage.
No. It covered under a motorcycle policy.
home owners always need to pay their water policy.
It depends on your insurance policy
I have my contents covered on my home owners policy.
This will vary from policy to policy but generally musical instruments are covered. You should check to see if there are any limits on an item's value or any specific clauses in your policy.
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
If the motorcycle was inside the garage of the house, most likely it will be covered. Check your policy.
The listed perils (barring exclusions) in your home owners or renters policy.
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.
If it is scheduled on your policy and premium was paid, the wedding ring would be covered for the perils specified on the policy.
My home owners policy only covers bank fraud ( if someone steals a check for example) and the limit of liability from my insurance company is $1000...other policy's may be different. Please call your agent.
If your roof is leaking due to a loss suffered from a covered peril under your policy such as fire, wind hail etc. (see your policy for covered perils) then your roof leak as well as any resulting damage should be covered under you home insurance policy. If you roof is leaking simply because it is old and has reached or or surpassed it's life expectancy (an expected and normal home owners maintenance issue) the roof leak would not be covered.