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If the card has simply expired - your card-issuer SHOULD have sent you a new one already ! You don't need to 'apply' for a new card. New cards are usually sent about a month before your current card expires. If you've not received the new card yet - get in touch with the card company - ASAP ! The new card may have gone missing (or someone could have stolen it !)

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Q: Do I have to apply for a new My BPI ATM card if mine just expired?
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