Yes, you are required to have liability insurance if you wish to open, and have licensed, a small construction business.
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You can get information about small business liability insurance from almost any insurance company, even the ones that advertise for auto insurance. The Nationwide company has liability insurance for businesses. Information can be found on the official website.
The first major duty that liability insurance for small business provides is to defend the small business when it is, for example, sued by another party. The second duty for liability insurance for small business is to pay all claims the insurer is liable for as well as to settle any clear cut cases submitted to insurer immediately.
One can find more information on general liability insurance for small businesses on the United States Small Business Administration, which is a government run website.
Any insurance agent or website can provide information about business liability insurance, but it may be best to check with the Small Business Association (SBA) or an attorney to learn the most advisable coverage for a specific business or business type.
Hiscox is a good start to find out about insurance liability. Hiscox can provide small business owners and brokers with the information they need to meet their insurance liability needs.
Some websites that offer information on small business liability insurance include the Small Business Administration (SBA) website, which provides guidance on different types of insurance coverage, and insurance company websites such as Progressive, State Farm, and Allstate, which offer information on their specific liability insurance offerings for small businesses. Additionally, business insurance comparison websites like Insureon and CoverWallet can provide information on different insurance options and help businesses find the right coverage for their needs.
A person can find garage liability insurance through their business insurance provider. There are usually several insurance providers that specialize in small businesses.
Zurich Insurance offers and excellent small business insurance policy. This can protect you against things like product liability and workers compensation.
The type of insurance one should get when starting up a small business includes property and liability, workers compensation, retirement plans, health insurance and sometimes life insurance.
The most important insurance that a small business can have is public liability insurance as accidents can happen and this is the most common accident that will happen that will result in a pay out.
You need A General Liability Insurance Policy