Wiki User
∙ 13y agoYes, you are required to have liability insurance if you wish to open, and have licensed, a small construction business.
Wiki User
∙ 13y agoform_title=Small Business Insurance form_header=Small business insurance is necessary to protect your company. An insurance professional can help you identify the potential risks associated with your company and customize your policy to meet those needs. Type of insurance needed:= {(),Business Owners Policy,Business Auto Insurance,Business Property Insurance,Business Liability Insurance,Home Business Insurance,Workers' Compensation,Business Umbrella Liability,Professional Liability Insurance,Directors and Officers Liability,Business Identity Theft,Group Health Insurance,Business Life Insurance,Key Person Life Insurance,Agricultural Insurance,Product Liability Insurance,Personal Insurance,Not Sure} Number of Full Time Employees=_ Years In Business=_
You can get information about small business liability insurance from almost any insurance company, even the ones that advertise for auto insurance. The Nationwide company has liability insurance for businesses. Information can be found on the official website.
The first major duty that liability insurance for small business provides is to defend the small business when it is, for example, sued by another party. The second duty for liability insurance for small business is to pay all claims the insurer is liable for as well as to settle any clear cut cases submitted to insurer immediately.
One can find more information on general liability insurance for small businesses on the United States Small Business Administration, which is a government run website.
Any insurance agent or website can provide information about business liability insurance, but it may be best to check with the Small Business Association (SBA) or an attorney to learn the most advisable coverage for a specific business or business type.
Hiscox is a good start to find out about insurance liability. Hiscox can provide small business owners and brokers with the information they need to meet their insurance liability needs.
Zurich Insurance offers and excellent small business insurance policy. This can protect you against things like product liability and workers compensation.
A person can find garage liability insurance through their business insurance provider. There are usually several insurance providers that specialize in small businesses.
The type of insurance one should get when starting up a small business includes property and liability, workers compensation, retirement plans, health insurance and sometimes life insurance.
The most important insurance that a small business can have is public liability insurance as accidents can happen and this is the most common accident that will happen that will result in a pay out.
Look for companies that provide business insurance to small businesses. Most any insurance company will offer public liability insurance, but the purchaser must be prepared to provide answers to the questions they will be asked to get a quote.
form_title=Cheap Business Insurance form_header=Looking for affordable business insurance? Find a plan that fits your business needs and your budget. Type of Business Entity:= {(),Corporation,LLC,Sole Proprietorship,Partnership,Non Profit,Trust,Other} Type of Insurance Needed:= [] Business Owners Policy [] Commercial Auto Insurance [] Business Property Insurance [] Business Liability Insurance [] Home Business Insurance [] Workers' Compensation [] Business Umbrella Liability [] Professional Liability Insurance [] Directors and Officers Liability [] Business Identity Theft [] Group Health Insurance [] Business Life Insurance [] Key Person Life Insurance [] Agricultural Insurance [] Product Liability Insurance [] Personal Insurance [] Not Sure [] Other