0
Do I have to pay for my debit card even though I've never used it?
Wiki User
∙ 9y ago
This depends entirely on the banking institution that the debit card is carried under. There are a number of banks which offer a no fee debit card, and if a person hardly uses these, then these types of banks would be best for them.
Wiki User
∙ 9y ago
Add your answer:
Earn +20 pts
Do you need a photo id to get a debit card?
If you already have an account with the Bank you want to get a debit card with then no. You can even create the debit card account online and they send you all the details and the card through the post in less then a week.
I am eleven can i have a debit card?
This depends upon the banking laws of the state you are in. Legally, you probably won't be able to, since bank accounts and accompanying debit cards are set up by contract between the account owner and the bank. Minors are not allowed to enter into contracts, therefore, legally, at least, you probably cannot even open a bank account even without a debit card. Can you get around it? Yes. If a parent opens the account in the parent's name and the parent gets the debit card, gives it to you and tells you the PIN, then you effectively have a debit card. What parent would do this, though, is beyond me.
How do you get a prepaid debit card?
With MasterCard you can get a prepaid debit card by purchasing it online or at a store. Then you call the phone number on the card packaging to activate it. When you purchase the card you can add funds to it. You can even have your paycheck deposited to the card.
Are debit cards considered negotiable instruments even if the debit card is not connected to a checking account?
a debt card is not considered a negotiable instrument. See Article 4A of the U.C.C.
What does ckcd debit mean on a bank statement?
It means "Check Card Debit." When a "check card," or debit card, is used at an establishment and the cardholder's bank cannot access the name of the establishment, the statement will usually say something like "CKCD DEBIT," followed by the date and city of the point of sale.
Can you take out a cash advance on your kctcs debit card even though your account balance is 0.00?
No. I tried to buy a comforter, and realized I hadn't had all the money. Unfortunately, I was unable to purchase it.
What does it mean when a credit card machine says unauthorized card?
From my experience (being a cashier), you only see "unathorized card" if you try to run a credit only card (such as American Express) as a debit. I've seen a few unemployment cards display an "unathorized card" message whenever someone tried to run it as a "credit" instead of "debit". It could mean something else entirely, however, as MOST unemployment cards will run as credit, even though the rules say you MUST run it as debit.
I'm are 16 years old your parents want to get you a Debit CardSome type of Check Card even a Credit Card would be nice however you have been told that you must be 18 to legally have one even i?
YOu can get a debit card as long as you have a bank account attached to it. My 14 year old has a debit card (check card) and I deposit her allowance directly into her bank account. It is easier than giving her cash and she keeps up with her account balance so that she doesn't overdraw on her account. yes, im 13 and my dad is getting me a debit card from tuxedo at master card. you have to be 18 to get a credit card. the good things with debit cards is that you cant go overdrawn with them its much better than a credit card!
What is meant by debit card?
A debit card - is a form of electronic cash. A credit card - is essentially a loan. The main difference between the two is - Debit card transactions are instant, and the value of the transaction is taken from the account immediately. Credit card transactions don't become due on the account until the next statement is prepared - and even then, you don't have to pay the balance in full.
Is using a debit card the same as writing a check?
Almost yes. But you cannot use the debit card for values more than what is in your account. But you can issue cheques even if you don't have cash in your account. Of course you will be caught after a few days of issuing the cheque, but in case of debit card, this situation wouldn't arise at all.
Is it illegal to copy a bank debit card?
Yes, it is illegal to copy a bank debit card without authorization. Unauthorized duplication of a debit card can lead to identity theft, fraud, and financial losses for the cardholder. It is important to protect personal information and only use debit cards in a legal and responsible manner.
Can you get a loan with a prepaid debit card?
The question itself, on my own perspective, has two meanings: 1. You are using the debit card to loan money from financial institutions or money lenders as a guarantee. ---- When you borrow money to some lenders, they require you to guarantee your loan with the credit card. They will allow you to lend from 70 - 100% of you credit card's limit. This scenario may not be applied to a debit card even if it has sufficient funds. 2. You are using the debit card to receive the loan that you have filed with a lending institution or money lender. ------ If the debit card is issued by the bank itself, the lending company can deposit your loan to this account for you to receive it by withdrawing using the card itself.
