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Do car insureance claims effect bike insurance?


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Answered 2009-02-19 05:49:31

Your driving record is still your driving record regardless of what you were driving when you got the ticket.

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No, a quad has 4 wheels and a bike has 2, the insureance and tax would be compleatly different.


Your insurance can vary based on quite a few variables, not just a claim. Some claims will not result in a premium increase and some claims will raise them based on the severity of an accident.


Yes there are a few major insurance that cover bike. GEICO, Allstate, and Nationwide all offer bike insurance.


"Progressive, Geico, and Allstate offer bike issurance, however, classic bikes may actually be cheaper to insure due to the lower claims rate. Fully comprehensive and liability insurance cost more, and there are many coverage levels. Typically, insurance might run you $80-$300 a month depending on your coverage level and value of your bike."


Bennetts Bike Insurance advertises themselves as the UK's favourite bike insurance company. Their insurance includes 90 days EU cover, theft, loss or damage to the bike, accident recovery, riding other bikes, multi bike policy.


No, bike insurance is not mandatory for people to buy. The law does not require you to have insurance for your bicycle or motorcycle.


"*Lower rate (usually) than regular bike insurance


Yes, it is reasonable to own bike insurance if you use your bike a lot in a well populated place, or if your bike is expensive. You can never be too careful.


The insurance company is now owner of the bike. Just as in vehicle claims where the vehicle is totaled, you may only reclaim the vehicle if you pay the insurance company a salvage value amount (the same price they are selling it to a junkyard for). Unfortunately, the insurance company probably does not want a bike, and may either demand refund of the claim payout, or just tell you to keep the bike. The insurance company was probably notified of the bike's return, so they will probably contact you. At least, that's how it is in Arizona. Your state laws may differ.


Insurance varies from provider to provider. Your state and local area charges its own price for bike insurance. You should contact your insurance provider to find out how much it costs for you to carry this type of insurance.


Well when you race in like crmc you do need insurance and just riding the road and the pit and things like that you might want insurance just in case you do fall and you break a leg and if you get your bike stolen. Try looking at Bike Sure for the insurance. They specialize in niche bike insurance such as this - http://www.bikesure.co.uk


The types of insurance that Devitt Bike Insurance offers includes motorcycle insurance, dealer insurance, and many more. To learn more, check out their official website, DevittInsurance.


Bike Insurance essentially comes under the motor 2 wheeler insurance category. When people refer to bike insurance, they are talking about a comprehensive cover. A comprehensive bike insurance covers partial and total damage to the bike and theft upto the sum assured, and damage done to a third party's life or property by the insured bike and driver. Also a Third Party Liability cover is compulsary. It is illegal to drive a bike without it. If you would like to know more about two wheeler insurance or purchase one, you can try one of the comparison websites online like Turtlemint.com.


Geico Insurance online is the best place to buy insurance for standard bikes or touring bikes. Geico is a company that has the cheapest bike insurance. Of course, a person needs to get a quote since every bike is different.


Call and ask your insurance agent.


One can find cheap motor bike insurance at your local insurance office. A qualified agent will help you with your insurance queries and issues, and you will be able to purchase insurance.


"In many ways, motorcycle, dirt bike, and motocross insurance is very similar to regular automobile insurance. The different insurance options that vary from region by region and market by market can offer coverage for injuries to the rider and others, damage to property, and damage to the bike and its parts."


Many insurance companies offer cheap bike insurance. Motorcycle insurance is traditionally much cheaper than auto insurance, but the prices still range. Insurance quotes for bikes depend on driver history, the make and model of the bike, and intended use. Additionally, prices vary by location and the age of the main driver.


In UK, find a company that does classic bike insurance, tell them your details and the bike details and the mileage you are likely to do each year and that's it. However, not all classic bike insurance is value for money or cheaper compared to a 'normal' motorcycle policy for the same machine. It is almost impossible to have a classic bike on a multi-bike policy with a modern bike.



You would have to have insurance on the dirt bike.


Cycleguard of the United Kingdom offers affordable pricing on mountain bike insurance. The insurance offers covered plans for theft, loss, accidental damages and liability.


It's not illegal to deristrict a bike as long as you inform your insurane company that your bike is modified or else your insurance will be void. Then you'll be with out insurance which is illegal...


There are many variables that decide what your insurance would cost, such as; Your driving record Type of bike Cost of bike Your age