answersLogoWhite

0


Best Answer
Copy

The rates are the rates, there is really no negotiation. Getting quotes though will help you pick the best one for you.

No, but understanding health insurance quotes can help you make better buying decisions. Rates are generally fixed and by law and non-negotiable.

If you go to some popular quoting websites you will often get in excess of 70 quotes. For my family I got 79 ranging in price from about $300 to $2000. This may be interesting but totally irrelevant unless I know how to distinguish between them. Often their �recommendations� are based on paid sponsorship not your best interest.

You need to understand how you use healthcare service. Do you see the doctor often, take prescription drugs (generics only or formulary), need maternity coverage and much more. How much is a routine visit? How much do you pay before the insurance starts paying? Does the plan have any limitations on services or amounts of coverage?

Wanting the insurance company to �pay for everything� is great but very expensive. Would you agree to pay $5000/yr in expenses before the insurance company paid for anything if you could save $6000/yr in premiums? Balancing your need, anticipated usage, cost and benefits is the key.

Medical Insurance is not a self-service product. If you want an insurance expert that specializes in Consumer Driven Health Plans I suggest you go to the web site of the National Association of Alternative Benefit Consultants (www.naabc.com) and click on their member directory. Select your state and you will get a list of specialists qualified to sell insurance in your state that understands the latest in this field.

User Avatar

Wiki User

โˆ™ 2015-07-15 18:43:04
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Add your answer:

Earn +5 pts
Q: Do health insurance quotes help get better prices?
Write your answer...
Submit

Related Questions

Which US company offers the cheapest health insurance?

Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too! cutt.ly/Mjp7Csi


Where can one find quotes for individual health insurance plans?

One can find quotes for individual health insurance plans from United Healthcare, Aetna, eHealth Insurance, and Humana One. These plans come in various prices and packages to meet one's requirements.


Where can one get instant health insurance quotes?

Instant health insurance quotes may be obtained from various organizations such as HSA of America and state health insurance providers. Instant health insurance quotes can also be accessed online via different state and regional health insurance brokers.


What companies offer instant health insurance quotes?

The websites Instant Quotes, EHealth Insurance, Health Insurance in Depth and Slide Share dot net all offer instant health insurance quotes from multiple companies that you can compare.


What are health insurance quotes?

Health insurance quotes are estimates of costs of health insurance. Some can be for vision, personal, family, business, and many others. There are many companies that offer these.


Where can someone go to get individual health insurance quotes from several different companies in one place?

One can go to get individual health insurance quotes from a lot of different places. Health Me Up is a company that lists the rates of different companies so that it is possible to compare the prices.


With which companies can one get free health insurance quotes?

Many health insurance companies offer free health insurance quotes. There is a wide range of health insurance plans available, you need to contact an insurance agent to set up a special health insurance plan that fits your needs.


How can one compare private health insurance quotes?

To compare health insurance quotes from different companies, the easiest thing to do is to use a quote comparison website. These sites gather and present quotes from many different health insurance providers. Some comparison sites include EHealthInsurance, Individual Health Quotes and Health Compare.


Where can I find affordable health insurance quotes?

www.ehealthinsurance.com provides quotes


Where can one find comparison prices for Home and Auto Insurance quotes?

Progressive, and Wells Fargo has insurance, if you contact them they will give you benefits and disadvantages of Auto Insurance quotes and Home Insurance Quotes.


How does Fortis Health Insurance provide better customer service?

Fortis Health Insurance provides better customer service by giving potential customers information and quotes from multiple carriers from across the nation. This gives customers a better chance of finding the best, most affordable health insurance to fit their needs.


What services do I Select health insurance provide?

iSelect is an online insurance broker that offers quotes for different types of policies. They offer information and quotes for life insurance, home, auto, and health insurance.


Where online can one obtain Blue Cross Health Insurance quotes?

There are many places where one can find health insurance quotes online. One of the best places to find an insurance quote for Blue Cross Health Insurance is on their website.


Where can I get health insurance quotes online?

To get instant health insurance quotes, visit http://www.ehealthinsurance.com/. They will give you instant health insurance quotes for free, they will also give you contact information for health providers.


Where can I find quotes for CA auto insurance online?

You can find CA auto insurance quotes online at www.esurance.com and they will compare prices for you. You can also use a website called www.carinsurance.com and they will also compare prices for you. It is a fast and easy way to get car insurance quotes.


Where could one obtain California health insurance quotes?

In California, one could obtain health insurance quotes from e-Health Insurance, Health Plan One and Insurance Cafe. Several employers provide health plans for their employees and these would always be preferable to purchasing a solo scheme.


Where can a large family get reasonable health insurance quotes?

Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too! cutt.ly/EjjFQXl


Where can someone find health insurance quotes in Texas?

Finding health insurance quotes in Texas is not very challenging at all. In order to find health insurance quotes in Texas, one can visit the eHealthInsurance website.


Where can you get a quote on homeowners insurance?

Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too! cutt.ly/IjaH4UU


Where can one find health insurance quotes?

You can ask many health insurance institutes for further information about their health insurance plans. They will be pleased to give you professional advice.


Where could I get better health insurance quotes in Colorado?

You can obtain additional health insurance information for Colorado at www.youwantmoreinsurancehaha.com. If that site doesn't meet all your needs or answer all your questions call 555.0U812, they will be happy to help you.


How can one obtain free quotes on health insurance in California?

There are many places to find free quotes on health insurance in California. Some of these places include E health Insurance and Health Plan One. Both of these services are available through their website and through a phone hotline.


What insurance companies provide instant health insurance quotes online?

You can get very easily obtain a health insurance quote from eHealthInsurance. They have established relationships with 180+ health insurance carriers and offers 10,000+ health insurance products online. yazing.co m/deals/ehealthinsurance/animanifest *Remove the space in .com


Where can I find group insurance quotes in California?

The best place would be www.calhealth.net. This site allows comparing different policies from many different companies. They allow searching for both individuals and groups and you will likely not find a better price anywhere. Kaiser Permanente California offers quotes on small business health insurance on their website. Just enter the number of employees and Zip Code to get quotes on California group health insurance. http://kaiserquotes.com/california-health-insurance/group.php


Where can I find online quotes for POS health insurance?

You can go to poshealthinsurance.com. The offer several pos health insurance quotes.