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Do parents have to pay to add a minor on their insurance policy?
Marisapellegrino39
Absolutely. Minor or not, your automobile policy requires that you notify the insurance company of any and all household members and anyone who drives your vehicle. Many times there is not even any additional premium to add drivers to your policy. The premiums depends on many factors including driver age, motor vehicle record, previous accidents, sex of driver, and other issues depending on the insurance companies rate structure. Be honest with your insurance company if you want them to pay your claims when you need them.
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Adding minor to New york state car insurance?
Simply call your insurance company up, and tell them you need to add your minor to your policy.
Can a new driver without a car drive their parents' car under the parents' insurance?
Yes, but the parents have to add the new driver to their policy.
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
What is needed to add home insurance to replace a forced insurance policy?
Cancel the forced insurance policy and add terms and conditions to your homeowner policy.
Can you add your grandson to your car insurance policy?
Yes, you can add your grandson to your car insurance policy. Speak to your insurance broker.
If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?
Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.
In the state of New York do you need to put your sixteen year old on the car insurance policy?
Auto Insurance Required for MinorsYes, all drivers are required to carry proof of financial responsibility. The law does not make exceptions for minors. Not only do you "need" to add your child but legally as the guardian, you are "Required" to do so.You can obtain Auto Insurance for your child or you or you can add the child for coverage under the parents or another existing auto policy but all drivers must have coverage.Failure to add a known driver, especially a minor child for which you are already financially responsible is a form of Insurance "Fraud" known as "concealment" and could void all coverages otherwise afforded by your policy. This could leave you "the Parent" owing for all the cost of an accident with no Insurance Policy to pay the bill.Honesty is always the best policy. Contact your Insurance Agent to obtain coverage for your minor child.Happy Motoring.
Do teenagers need insurance to drive the parents car?
yes, the premium will be astrononic, and some insurance firms will not add children to the exsiting parents policy, they will only insure the teenager in their own right.
Can you add a driver to your car insurance?
yes ,you can add driver's name in your insurance policy.
How much does it cost to add an occasional driver to your insurance policy?
It really depends on what your insurance policy is.
Is it best for your dependent daughter to have her own auto insurance policy or add her to your policy?
Add her to your policy, but make her understand this is to help her out, and if she behaves irresponsibly, she on her own for insurance coverage .
Can you insure a car whose title is under your name and then change the name on the insurance to your parents if they transfer the title to them?
Your parents would need to add the car to their own policy.
