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There is no insurance rating for "color of car".

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Q: Do red cars have higher insurance rates?
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Is it true that red cars have higher insurance rates?

No. Red cars have a higher frequency of accidents, and a higher possibility of getting a traffic violation, but I have never heard of a company charging more for insurance. If you have one that does, you should shop around for another company.


It is generally found that premiums for automobile insurance are higher for red cars when compared to cars of other colors Typically to justify these elevated rates the insurance companies will cit?

This is totally untrue. Color has NOTHING to do with your premiums.


Do red cars get more tickets?

Yes and they have higher insurance if its a sports car and if your male. Id Get a darker shade of red.


Why is insurance higher on red autos or is this so?

Studies show that police pull over Red cars more than other colors. It may be the illusion of red as being a faster car. I don't think that insurance is higher for color, but may be if you get more tickets with the red car, thus upping your insurance rate. Certain car models that are in demand by young "drifters" and illegal street racers are stolen more and thus may lead to higher insurance too. If you are shopping for a car it is a good idea to call your insurance company and ask them which cars will cost more to insure than others.


What are some low insurance cars?

Cars that are not classified as sports cars are pretty low cost in insurance terms. Be sure to stay away from red and yellow as colors, as well, as police are attracted to those cars.


Is insurance higher on a red car?

No. The color of the car has absolutely nothing to do with the cost of the insurance.


Do red light cameras effect your insurance rates if you get caught by one?

== == YES. If you are CONVICTED of running a red light, your insurance will GO UP. It is a sure sign that you WILL have an accident, soon.


Does a cars insurance's go up if it is red?

Some companies charge more for red cars. Others do not. Ask your insurance underwriter for specifics. Many companies charge for different factors that others don't such as credit rating and high school grades.


Do Tickets from red light cameras affect insurance rates in ny?

Red light camera tickets are moving violations. As such it will probably affect your insurance, but only your policy issuer can tell you for sure.


A red car increases insurance?

NO, the color of a vehicle has no bearing on the insurance rate, However research has shown that drivers of red color vehicles do get more traffic tickets. These additional traffic tickets can result in higher insurance premiums.


Auto Insurance for Young Drivers?

Young drivers can face a tough time in finding cheap auto insurance. Drivers under the age of 25 have to effectively prove they can drive carefully on the road before insurance providers will decrease the cost of insurance for them. There are many factors that work to increase the price young drivers pay for car insurance. Some of these factors a young driver has no control over. For example, an insurance company considers a young driver's history of driving in creating an insurance rate. A young driver may have no history at all, which automatically means the insurance company has to charge high fees for its policy. In addition, the location in which a young driver lives may affect his or her insurance policy rate. If a young driver lives in a large city with congested traffic, then it is likely his or her insurance rate will go up. These are just a couple of the extraneous factors insurance companies use to determine insurance rates for young drivers. A few more factors will work to determine a young driver's insurance rate. A young driver's gender always plays into role in determining the insurance rates. Young female drivers are more likely to be cautious and get into fewer accidents on the road. Because of this, young female drivers enjoy decreased insurance rates. Male young drivers will have to pay higher insurance rates. This is the other factor that a young driver has no control over and is charged increased insurance rates for. To cut costs as much as possible, there are a couple factors young drivers can control. The type of vehicle a young driver uses will have an effect on an insurance rate. Sports cars and red cars often affect an insurance policy by increasing its rates. Cars that are flashy have a greater chance of being vandalized or hit on the road. A young driver should choose an economical and basic car for low insurance rates. Another way to cut costs is to get good grades in school. If a young driver maintains a grade point average above a 3.0, many insurance carriers will forward a "good student" discount to the young driver. Having a short commute from home to school is another factor one can use to negotiate a lower insurance rate.


Why do police cars have light bar on the roof?

To make the pretty blue and red lights higher and easier to see.