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Do standard homeowners policies have earthquake insurace as part of them?
Wiki User
∙ 14y ago
It depends where you live. If you live in California where earthquakes occur, yes. If you live somewhere that does not have that issue, then no.
Wiki User
∙ 14y ago
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What are the three basic standardized homeowners policies in Texas?
HO-1, HO-2, and HO-3 policies are the primary standard homeowners policies in all states.
Does homeowners insurance cover sinkhole damage?
You would need to contact your insurance company or your insurance agent if you can not determine your coverage. Most standard Homeowners policies in the United States exclude coverage for certain types of earth movement unless a specific endorsement has been added and premium assessed.
Does met life homeowners insurance cover cracked bathroom shower tile due to improper installation or settling?
A Met Life homeowners policy is a standard homeowners policy and would be the same as most other policies. Damage due to improper workmanship or settling of the home would not be covered on any homeowners policy. Loss must be due to a covered cause in order for the loss to be covered on the policy. Neither of these items are a covered cause.
Does a homeowners associations general liability cover homeowners driving their vehicle for a homeowners outing?
Your master policy broker or your personal insurance carrier can answer your question specifically. There is no standard.
Does a standard homeowners insurance policy cover the death of the insurer?
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
What kind of homeowners insurance policy does Progressive offer?
Progressive Insurance offers many types of home owners insurance. They have three separate levels of coverage which one can choose from from standard policies to full coverage. Full details of their home insurance coverage can be found on the Progressive website, under Home Insurance Policies.
What is HRM policies?
HRM policies are working standard and guide line of working processing in business.
Does a standard auto policy cover cash stolen from your car?
No. Normally personal property stolen from a vehicle is covered by the contents coverage of your homeowner's or renters insurance. But in many homeowners and renter's policies there is a severe limit on the amount of cash covered or it may be excluded altogether.
What types of homeowners insurance does the company Chubb offer?
Standard home insurance and valuables insurance are two of the different types of homeowners insurance available to customers that are offered from Chubb.
How do you add windstorm insurance to your policy?
Homeowners Windstorm InsuranceMost homeowners Insurance Policies come standard with Windstorm Coverage unless you are in certain high risk areas. If your policy does not already have windstorm coverage and you need or prefer to have it you should contact your Insurance agent to ask about adding it to your policy.If the company you are currently with does not offer t he coverage for your area you may need to purchase through another provider.
If your husband damages your car in the driveway of your home do you file a claim under your homeowners policy or the auto policy?
If you have an umbrella policy, that might cover it. If you have separate standard polices for home and auto, the auto insurance will cover it first. Deductibles might be picked up by the homeowners. Policies are hugely different, though. You need to consult your policies and call your agents. Recently, my father-in-law bashed my car with his while backing out of my driveway. My collision insurance covered the damage to my car. His covered the damage to his. My homeowners insurance did not cover my out-of-pocket expenses for the deductibles, but his liability insurance did. It's a little different in your case because the same policy covers both cars (I assume).
What is the statutory time limit to sue a homeowners insurance company?
the standard policy says two years
