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The trustee if anything, is representing you. He's what you begged the court for in your filings...to provide protection and resolve your problems. Creditors file claims for what is owed. Your "stuff" (and as you actually probably never paid for much of it, and have gotten other "stuff" using the money you had already promised to give t them - I'm not sure calling it "yours" is really appropriate), is used to pay what you were supposed to.

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Q: Do trustees always take your stuff in a chapter 7 or does it depend on the creditors who are still wanting stuff?
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