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As per experts from Credit Nation, you dont have to pay anything in case you are not using the card/ You only have to pay when you have exceeded your credit limit.

Credit Limit is when you have a certain amount of money you can use e.g.

£500. so when you buy things off your credit card the price will be subtracted from your limit. then you can pay the Credit Card company back by giving them money each month

For more information on credit cards, visit website of creditnation or their facebook page.

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Q: Do you get charge for not using your credit card?
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