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this is the funny thing about credit reports. if you have never had a credit card, overdraft, store card or paid for something in installments then you won't have a credit history therefore you will not have a report to print.
so in-order to get a report you must do one of those above things. my advice if it is really needed either get a credit card and don't use it (or just cut it up lol) or ask your bank for an interest free overdraft and don't go into it or make sure you clear it each month.
hope this helps
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∙ 13y ago
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Who can report credit history on your credit report?
In the United States, any institution that extends to you some form of credit can report to the credit bureaus.
If you have good credit history with some credit cards will they still show that on your credit report and that you paid on time after filing chapter 7?
It depend on the individual credit card companies if they report on your credit history or not, like some department store credit cards may not show on a credit report
What is a credit report and a credit score?
A credit report basically contains information about your credit history, whereas Credit score is a number which is generated on the basis of your credit report. Score totally depends upon one's credit record, if history is good, credit score will be high. I always check my credit score free at Freecreditscore.com.
What is the purpose of credit report check?
The purpose of a credit report check is to check how a person manages their credit obligations and if they have any history of not paying. If one has bad history then it is more of a risk for a company to give that person credit.
Where can one do a credit history check?
There are several ways to find out your credit report online you can use credit report for free with a 7 day trail or you can go to annual credit report you can recieve that once a year for free.
Who can report credit history on your credit report?
In the United States, any institution that extends to you some form of credit can report to the credit bureaus.
Will a cosigner's credit history appear on your credit report?
No
What is the meaning of a credit report?
a credit report indicates your history of generating and paying debts on time.
Is a credit report the same as a credit score?
A credit report tracks your credit reliability based on your history of making payments on your loans and other debts. A credit score is a numeric value based on a weighted formula and your credit history. To find out more on both your credit report and credit score go to http://cashmoneylife.com/credit-score-credit-report-difference/
What is meant by a credit report?
A credit report is a type of service that many different companies provide. A credit report means to allow a consumer to check their credit and spending history.
If you have good credit history with some credit cards will they still show that on your credit report and that you paid on time after filing chapter 7?
It depend on the individual credit card companies if they report on your credit history or not, like some department store credit cards may not show on a credit report
Is employment evaluations included on your credit report?
No, they have are not relevant to your credit history.
Is there a free website where I can access my credit report history?
Yes there are several websites that you can use to access your credit report for free. Be careful to access the ones that are valid or well known such as: http://www.equifax.com/credit-report-history/.
What is a credit report and a credit score?
A credit report basically contains information about your credit history, whereas Credit score is a number which is generated on the basis of your credit report. Score totally depends upon one's credit record, if history is good, credit score will be high. I always check my credit score free at Freecreditscore.com.
If you have an unpaid credit card in another country what conditions must apply before they can they report the debt to your US credit report?
CRA's in the US, report the credit history of transactions made only in the US. Therefore credit history from another country would not show up on a report in the US. This does not prevent a prospective creditor from requiring confirmation of the person's previous credit history.
How does one do a credit history check?
One does a credit history check by running a credit report. There are three major credit bureaus which handle this, and the most complete history is obtained by running a report through all three. There are ways to do this for free at least once a year. Once the credit history report is run, then the report should be looked over and any mistakes, particularly ones which reflect badly on the creditor, should be corrected.
What is the purpose of credit report check?
The purpose of a credit report check is to check how a person manages their credit obligations and if they have any history of not paying. If one has bad history then it is more of a risk for a company to give that person credit.
