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Check with your specific insurance company but in general, no. If a licensed driver has permission to drive the car then the insuring company covers that driver. If your company has a specific policy against that, you need to know that.
Many years ago, one company had a policy that identified a roommate as part of the driver's household and wouldn't cover that driver.
It is the policy that will tell you, or ask your insurance guy.
What else can I help you with?
What is a dependent of an insurance subscriber?
The spouse, the children, and any covered adult dependent.
What is the rule in a medical insurance company sending you a notice that a dependent wasn't covered back in January but you were never notified until the end of September?
Why wasn't the dependent covered? Can you prove you were never notified? Is COBRA or HIPAA involved? What does the Insurance Contract say? Brochures? Did the insurance company have an obligation to notify you?
Are your children covered on your auto insurance if living out of state?
If they are listed on your policy then they should be covered. Most insurance companies have a setting that is designated as "away at school" and is a lesser rate. If they are no longer a resident or a dependent, then they should be covered if they borrowed your vehicle as coverage is afforded for drivers that you loan your vehicle to.
You live in Washington State and have dependent children that live in MS and need to know if your Premera Healthcare Insurance will cover them?
Yes, it will be covered.
Replacement of contact lenses is it covered by insurance?
Whether or not replacement contact lenses are covered under an insurance policy is completely dependent on the individual policy. Many insurance companies will cover up to a certain dollar amount annually, and then any charges over that annual coverage amount are to be paid out of pocket by the insured.
Does homeowners insurance cover french drains?
Whether or not an incident is covered under a homeowners policy is mostly dependent on the cause of the loss. I cannot think of any cause of loss that would be covered for damage to French drains. The only damage I can consider for French drains would be due to maintenance and maintenance is not covered on insurance.
Is lost cash covered by insurance?
Whether lost cash is covered by insurance depends onwhether the insurance policy either says it covered, or says it is not covered.
Does retinol covered by health insurance?
Retinol is covered by health insurance.
If a married couple work for the same public employer in NY State is one of them required to be the contract holder of the insurance?
In order for you to be covered by your medical insurance, one of you will be the policy holder, and the other will be considered a "dependent" on that policy.
Can a corporation deny a parents health insurance to a 25 year dependent?
Retiree health insurance coverage is being denied on 25 year old dependent. I thought that the Affordable Care Act required that all dependents under 26 could be covered under the parents policy? Is there a loop hole disallowing dependent coverage of a 25 year old?
Is a 19-year-old dependent daughter covered for maternity care?
it really depends of each individual insurance. If the 19 year old is a full time student, she would be fully covered under your insurance. Also, some state laws require parents to cover a dependant child until a certain age (thru age 19 or sometimes even 23). if the child is covered under the insurance, a pregnancy would be covered.. meaning all prenatal care, post natal for the mother and delivery, including hospital and physician fees. The baby however, will not be covered. The dependant of a dependant is not typically a eligible covered dependant on any insurance plan. I've seen insurance plans that would cover a 19 year old child dependent, but, when you check the maternity benefit, she won't be covered unless there is a complication with the pregnancy. If your insurance plan covers her as a dependant or student then she will be covered for her maternity. Most insurance policies will not cover a dependant grandchild, it depends on your individual plan. I have not seen any plans in my company that do. You may need to look into applying for Medicaid for the grandchild. As stated above if the 19 year old is a qualified dependent then it should be covered **IF** the parents policy covers maternity. Maternity is not automatic coverage in all circumstances and is a benefit that is being made optional with much greater frequency in those states where the insurance company is not obligated to include it.
Are autopsies covered by insurance?
Autopsies are not normally covered by insurance companies or Medicare
