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Not in creditor lawsuit. It is a myth that the defendant must be served directly with the summons. In some cases certified mail is used or a courier service or an officer of the court. The critieria is simply that the court must make a conserted effort to serve the named person. The lawsuit will continue even if the person cannot be found or refuses to accept the summons. The situation is somewhat different if the suit is for something such as a personal injury, although default laws in some states allow the suit to be heard with the non compliant defendant retaining his or her appellate rights.

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Q: Do you have to be served in person?
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