It depends on what repair option you choose with the company. If you do not go with one of their shops you will have to get an estimate done by either one of their adjusters or your shop of choice, depending on the state. Some kind of estimate has to be done so they know how much to pay for the damage.
If you hit someone in a car accident and you have auto insurance even if they don't your insurance will cover repairing both automobiles.This is why you carry insurance. You will not be charged anything for the repairs to the other persons automobile.It is always best to let the insurance pay for it! It beats the other party suing you, that can get ral ugly and make your insurance go way up if you loose.
PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.
Usually an insurance co. wants a quote on the repairs,if they want after market parts, then they are cheap and I would use another insurer. Once you give the Ins co. the estimate or two estimates if from the original dealer, the original dealer should use genuine parts, and ask for the empty boxes. If you get the check from the insurance co. it is up to you to do the repairs, they will not pay again for same thing. If you get the check and cash it and do no repairs, its on you.
US Fidelis offers insurance for auto-repairs. They pay the repair shop while you pay your monthly insurance cost to them
Not sure I understand the approve part because the car must be fixed. I would either contact your insurance company for help or get a body shop that will automatically bill the insurance company.
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
If you are speaking of mechanical repairs the answer is no. Auto insurance is only made to pay for damages from covered accidents or comprehensive claims. Maintenance and mechanical repairs are not covered causes.
You need commercial General Liability Insurance
you estimate it by given the biggest number you take that and subract for rthe repairs you estimate it by given the biggest number you take that and subract for rthe repairs
after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself
Just contact your Home Insurance Company and ask them about it. Many companies are fine with this for small claims or minor repairs.
In my experience, in a number of countries, Auto Insurance companies will not pay for repairs unless the repair is result of an accident. Then only what the car is worth.