Best Answer

Insurance without a Drivers License

Yes, You can buy and insure a car without a Drivers License. You just can't drive it off the lot.

Most states now require Auto Dealers to verify your drivers license and liability coverage before a customer drives off the lot with a purchase. This is to protect the car buyer as well as the rest of the public from the consequences of an accident with an uninsured driver.

One of the times that we as drivers are at higher risk of being involved in an At Fault accident is after the purchase of a vehicle when we may not yet be accustomed to the subtleties and handling characteristics of a recently acquired vehicle.

State law requires that you have the minimum liability and medical limits required in order to operate a vehicle on public roads. Private roads and off road is another matter.

A vehicle can be purchased and shipped where insuring arrangements are being made elsewhere before operation. Some vehicles are purchased strictly for off road use or Farm use and may never need a license or insurance.

You can certainly buy property insurance without a drivers license, other valid ID is sufficient . Most insurance companies will require a drivers license to buy Auto Liability Insurance, others will let you buy it and then go get the license, they may require you obtain the license within 30 days. After all, you need the insurance in order to take the drivers test.

Happy Motoring


More input from other FAQ Farmers:

  • I am unaware of a company that sells insurance to people without a drivers license number first on file. This is usually necessary to check for tickets and / or accidents. Check with your local state DOI (Dept of Insurance) for state specific laws and regulations that you & the insurance company may be subject to.
  • My company would insure you, but if there was a claim we would not pay it.
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โˆ™ 2015-06-05 16:28:51
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Q: Do you have to have a drivers license when you get insurance on a new car?
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Related Questions

In the state of Pennsylvania can you buy a new car get car registeration ani purchase car insurance without a driver's license?

In the state of Pennsylvania can you purchase a car with out a drivers license.

Does New Jersey offer car insurance for new drivers?

Every state offers car insurance as long as you have a license. It will be more expensive if you are a new drive, as opposed to an experienced driver.

What is provisional licence insurance?

Provisional license insurance is insurance for people who have a provisional drivers license. A provisional license is for drivers under the age of 16 who are driving with a learners permit or a person who has previously had a license revoked or suspended and who has recently obtained a new license.

Can you register and insure a car in NY without a drivers license?

No, it is not legal to insure a car in New York without a drivers license. You must also have a license to register a car.

Did a new law come into affect in North Carolina That you have to have auto insurance on yourself when you have a drivers license but don't own a car?

States pass laws about driving and insurance. You'll have to check with the local Department of Motor Vehicles or wherever you get your drivers license.

Where can new drivers find cheap car insurance?

New drivers can find cheap Car Insurance online at Nationwide and Cheaper Insurance. These companies have some great rates for every one. You can find many discounts for new drivers.

Which insurance companies offer cheap car insurance for new and inexperienced drivers?

Insurance companies that offer cheap car insurance for new and inexperienced drivers include Salt Springs Insurance, Meloche Monnex Insurance, and Kanetix.

In New York state is it illegal to have a drivers license and no insurance?


How much is the average learning driver's car insurance?

Car insurance for new, young drivers is more expensive then adult's car insurance. The reason is drivers have to prove to the insurance companies that they are safe drivers. The average insurance for new drivers is anywhere from $2000 to $5000 a year, depending on the type of vehicle insured and one's location.

What is California car insurance for new drivers?

Drivers car insurance in California is usually around 200 dollars a month. This however depends on the insurance and the other restrictions on different drivers in California.

Do the car insurance New Mexico laws say I have to have some sort of insurance?

New Mexico does require that its drivers have car insurance. The minimum car insurance required is at least liability.

Does New Jersey sell car insurance for women drivers?

Yes, New Jersey does sell car insurance for women drivers. The best bet would be to get quotes from several agents from State Farm Insurance and Geico Insurance.

Are there car insurance offered in Virginia for new drivers?

There are many car insurance companies that offer insurance for new drivers in Virginia. You should try to shop around for the best rates if you want to save money.

Does your car insurance address have to match your drivers license address?

Your auto insurance address should be your residence address where you garage the car. Depending on the state you live in you are supposed to update your drivers license address within a month of moving to a new address. So technically they should both match as they should both show where you are living.

Is it safe start off driving a performance car once got a driving license?

It is the inexperience of the new driver which determines the safety not the car. That's why a new drivers car insurance is so expensive and a much older experienced drivers insurance is a lot cheaper. The new young driver is generally much more likely to have 'Accidents'. My opinion is they are not 'Accidents', rather, they are negligence.

What documents should one have with them when buying a new car?

When you are buying a new car you will need to have the following documents with you, your drivers license and proof of insurance. You should also be ready to provide proof of income if this is the first time you are buying a car.

How do you get new driver car insurance?

You will need to get new car insurance policy quotes and then purchase a car insurance policy for your car. The cost will depend upon your car, its make, model, year and other factors. Insurance premiums for new drivers are generally quite high.

Can you buy a car in new york without a drivers license?

get someone else to buy the car for you

What is meant by Pennsylvania car insurance for new drivers?

New drivers can benefit from being on their parents insurance because their parents can take advantage of additional discounts that teen drivers wouldn't otherwise get.

new driver car insurance discounts in Virginia?

Inquire your insurance companies to see if they have new driver discounts in effect. Some insurance companies will offer special deals to new drivers and experienced drivers.

What is the cheapest car insurance available for young drivers?

The best place for young drivers to find cheap car insurance would be at State Farm. State Farm is a widely used insurance company and have quotes which are made specifically for new drivers.

If you are purchasing a new car but do not have a driver's license how do you move the car from the lot?

I am not aware of any state that will allow you to buy a car without a valid drivers license.

Can you register and insure a car in Indiana if you bought it there and have the title but have a New York City drivers license?

yes, your insurance company will tell u that u will however need proof of current address and they will eventually make u change the state your drivers license to where you live

Can you buy a car in New Mexico without a drivers license?

sure but you cant drive it

Can you have the title to a car in your name if you don't have a valid drivers license?

buy a new computer