Unfortunately yes. Even if you lose your lawsuit and are left with a uselss car you still have to pay off the loan or default on it and let the dealership reposess it. Even then the dealership will ruin your credit and charge you for the remainder of the loan minus whatever they sell the car for, which won't be close to it's value.
Bottom line, pay it or file bankruptcy or find a good lawyer that know a debt dispute loophole .
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