the banks make enough money, so if you dont pay them back it wont event make a scratch on their earnings, go ahead and do it!
Nobody will put a gun to your head and force you to pay a debt, but a moral person will do it anyway. By refusing to repaying a loan that you took out in good faith and AGREED to repay, you are removing funds from the student loan program. Asking this question says a lot about you. I suppose you're one of those people who doesn't really have a conscience or ever feel responsibility for your action. Debt is a civil matter and is confined to the country from which it originates. I'm very saddened by the calousness of the person who posted the first answer here.
Credit card debt is unsecured loan and it charges higher interest because of the risk people not paying their loan. If you decide to leave the country, then they probably will sell your debt to an collection agency either in your original country or to your new country, but then, the only ( THE ONLY ) thing they can do is just sending you letters asking you to pay for the debt Nothing else.
If you have charged items and not paid for them, then your debt is due and payable in full. Your ability to pay and country of origin are not factors. This is a contractual matter. Once a debt becomes delinquent, the entire balance is due. The creditor is not obligated to wait for payment or take partial payment. They may take any legal remedies available to them that are permitted by law.
A student loan calculator helps a student calculate their loan payments based on how much they are expected to earn in their new profession. A debt calculator helps a person know how long it will take to pay off all of their debts and become debt free. The amount entered into the calculator will depend on how much the debtor thinks they will be able to pay over a period of time.
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