You both have to be named on the insurance policy because you still can be jointly sued as being co-owner of veh.
You have to have it insured for at least the amount of mortgage. That is the mortgage companies "insurance" that it will be paid for if it is totally destroyed.AnswerIf you agreed to insure your house for the amount of the mortgage when you obtained your mortgage then you are bound by that agreement and will have no choice but to comply. Actually, the purpose of homeowner's insurance is not to insure the loan, it's to insure the property. You cannot purchase more than the replacement cost of the house. In the event of a total loss, you will only be paid the cost to replace the house up to the limit shown in the declarations, regardless of what the loan amount is. It is against the law for a mortgage company to require you to secure insurance for the value of the loan. They can be fined.
In most U.S. states anyone can insure a car for liability purposes, But it is unlawful to insure the property of another or property in which one does not have an insurable interest. So, if your son wants to buy full coverage on your car, he would have to list the owner on the policy as well for it to be a legal binding insurance contract. Otherwise, if the vehicle was damaged and the insurance company discovers that your son is not the legal owner, they would be required by law to deny payment for the sustained damages since he is not the owner.
That depends if you yourself drive/or have a drivers licence.If you have the drivers licence,then you should be able to insure the car under your name . On the other hand,there is no hard and fast rule about ownership/registration under your name..as the car can be registered under anyones name.. irrespective of insurance or drivers licence..but insurance is dificult,unless you yourself drive.
E car insurance wants to insure your safety, so if you were to get in a wreck and need to file a claim you would document every detail of the encounter only after ensuring that you and the everyone else involved is safe. Call the police, gather everyone's info, and take pictures of the collision, or damage. Make sure you submit your own recollection of the incident to your insurance company as soon as possible.
Judith Keppel has: Played herself in "Kelly" in 1989. Played herself in "Who Wants to Be a Millionaire" in 1998. Played Herself - Phone a Friend in "Who Wants to Be a Millionaire" in 1998. Performed in "Eggheads" in 2003. Played herself in "Eggheads" in 2003. Played Herself - Egghead in "Eggheads" in 2003. Played herself in "ITV 50 Greatest Shows" in 2005. Played herself in "The Big Call" in 2005. Played herself in "How TV Changed Britain" in 2008. Played Herself - Egghead in "Celebrity Eggheads" in 2008. Played herself in "The Corrie Years" in 2011.
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